Are Ping An Bank’s credit cards very tricky? You need to know these cards that are most worth getting!

Because some cardholders have asked about Ping An recommendation before. I have been paying attention to Ping An for a while. I applied for a Ping An card on July 2, but received a rejection message two days later. However, after 27 days of silence, I received the card approval message from Ping An. At that time, I felt like I was being teased. I thought I had read it wrong. I downloaded the Ping An APP to check the progress of the card application, and then I confirmed that the card was approved by Ping An. The credit limit was 20,000, and Ping An became the 15th bank card of Xiao Heng. .

I have been holding the card for a while, so I took the time to share my experience of Ping An Credit Card with all card friends on Toutiao.

In fact, Ping An does not have any good “cards”. It cannot redeem miles, and there are no activities that particularly attract users. But we all know that Ping An Group’s insurance business is still very strong, so in terms of insurance, Ping An Credit Card may have an advantage.

Recommended Ping An Good Cards

1 Ping An Travel Platinum Credit Card

Everyone in the card game circle knows that Ping An has a Travel Platinum Card, which is the most worth owning card of Ping An , you can get 1% cash back when you spend with your card. Points can be accumulated for purchases on air tickets, hotels, travel agencies (MCC4511, 4722 and 7011) and overseas purchases. The maximum monthly limit is 500 yuan, which is 6,000 yuan per year.

The limit starts from 30,000 yuan.

In addition, Ping An Travel also offers other Platinum Card benefits:

· Discounts on tickets for AAA (inclusive) and above attractions

Enjoy hundreds of benefits across the country Discounts on card purchases for AAA-level and above attractions, as well as online and telephone booking discounts for nearly a thousand attractions.

Exclusive benefits from Ping An Wealth, escorting the entire journey

·Accident insurance for all vehicle occupants

If a road traffic accident occurs while driving a motor vehicle, resulting in death, disability, or burns In case of burns or medical expenses, the cardholder and his family members in the car can enjoy accident compensation, and the maximum compensation amount can reach 500,000.

·Comprehensive traffic accident insurance

If you take airplanes, trains (including light rail), ships, cars and other commercial transportation vehicles, if an accident occurs, you can enjoy up to 10 million insurance The insured amount is paid, and the accompanying spouse can enjoy an insured amount of RMB 2.5 million.

·Airport transfer

When traveling, you can use "125,000 Miles Points" to apply for airport transfer service, which will save you the trouble of waiting in line and make your travel more convenient.

Airport transfers can be sold, and the market price is about 100 per trip.

· Comprehensive travel accident insurance

You can use "26,000 Miles Points" to apply for comprehensive travel accident insurance. Within 90 days after it takes effect, you can leave the place of permanent residence registered with Ping An Bank for 100 days. You can enjoy corresponding protection for accidents that occur kilometers away or if your journey is hindered.

·Domestic/overseas emergency rescue

Enjoy international travel emergency rescue services and domestic/international medical emergency rescue services during travel.

·Car rental service

Car rental discounts in more than 30 cities across the country, including nationwide "free daily rent" and "rent three get one free" special offers, with service outlets all over major cities Airports, hotels, commercial centers.

·Driving benefits:

If you are keen on self-driving travel, you can choose more driving service experiences, including leisure and vacation self-driving travel route design, car event assistance, and new car test drives wait.

Warm reminder:

You can also use "Wanlitong points" to apply for more exclusive benefits: 360-degree risk screening physical examination package, traditional Chinese medicine health care, tooth cleaning services, and activate the card After the first purchase, you can also enjoy telephone doctors, domestic and overseas health privileges, luxury goods purchasing services, international student care services and etiquette assistance services. Please see the specific service rules and content of Ping An Wealth’s exclusive benefits

More Platinum VIP travel benefits

·Exclusive discounts at 100 hotels

Hundreds of hotels across the country Exclusive special offers for first-class hotels: buy one, get one free, free room upgrade, extended check-out... bring more surprises to your trip!

·Exclusive prices at exclusive discount merchants

Shopping and consumption at thousands of exclusive discount merchants across the country, with exclusive discounts, gifts and other rich privileges.

TIPS: If you don’t open a Ping An Travel card for free, you can still enjoy the Ping An Platinum customer service treatment. There is no annual fee if you don’t open the card.

New account opening gift information:

Time: August 1, 2017 - October 31, 2017 (card verification time)

Activity rules :

During the event, customers (including new and old customers) who are issued Platinum Card, Elite Platinum Card, Golden Butler Co-branded Card, and Insurance Gold Card will receive a first-time credit card if they meet the consumption standards before the end of the next month after the card is approved. Gifts:

Platinum Card: Spend 388 yuan on any 3 transactions before the end of the next month when the card is approved, and receive a shopping mall voucher worth 888 yuan. It is recommended to redeem the BRIAND instant hot water purification bar set and Ecovos One of Dibao Magic Mirror S sweeping robot and Huawei B3 smart bracelet;

Elite Platinum Card: Before the end of the next month with the core card, make any 3 purchases of 288 yuan and receive a 488 yuan mall voucher. , it is recommended to redeem ELLE HOMME trolley suitcase set (20 inches + 28 inches), Philips CVR300 driving recorder, and one of the Midea air-conditioning fans;

2 Ping An by you card

by you The card is a credit card launched by Ping An Credit Card last year targeting young customers, featuring "freely customizable card faces."

Since you can customize the card face yourself, this card also follows the trend of the times and adds a combination of several specially selected benefits. Each benefit has an annual customization fee of 288 yuan:

< p> Points Party: Enjoy 10 times points on designated Internet, entertainment, and catering purchases throughout the year. The monthly reward points limit is 20,000 points.

Movie viewing group: full-year Youku membership and 12 issues of Guevara 10 yuan movie vouchers.

Delicious pie: 12 electronic redemption coupons for selected gourmet foods throughout the year, including Starbucks, Haagen-Dazs, Godiva, Burger King, etc.

(Note: Each of the above-mentioned value-for-money benefits only requires a customization fee of 288 yuan/year)

If these three benefits are not used, then there is no need to customize them. There is no annual fee for this card, and it is free of annual fees for life.

3 Ping An Car Owners Card

Ping An Bank Car Owners Card has had a stable main selling point in recent years: 12% off on gas and insurance.

Let’s talk about the refueling activity first:

Activity intensity: 12% off (12%)

Participation conditions: After registration, meet the consumption qualifications, and refuel at the designated Swipe designated cards at the station.

Registration: Download the official Ping An Credit Card APP "Ping An Tianxiatong" and bind your Ping An Credit Card to make purchases at designated gas stations.

Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Car Owner Credit Card, Car Owner Financial Credit Card (formerly iCar Credit Card)

Designated gas stations.

Consumption qualification: Points can be accumulated for consumption of 2,000 yuan (no need to meet the requirements in the first month and the next month when the card is approved)

Monthly rebate: up to 80 yuan (i.e. 667 yuan for gas)

Refund rules: Deduct the consumption at the designated gas station in the next month. It will become invalid upon expiration.

Although the free insurance is very powerful, if you want to travel with peace of mind, you still have to purchase third-party liability insurance:

You can get up to 1.1 million yuan in free money from the next day after the first purchase. Accident coverage for all persons in the vehicle (limited to the cardholder driving the vehicle)

Driver accident coverage up to RMB 500,000

Accident coverage for passengers in the same vehicle up to RMB 100,000 per person

A maximum of 4,000 yuan per person for driving accident medical insurance for all persons on the vehicle (including the driver)

Therefore, the annual fee is 200 yuan in the first year and 30,000 yuan from the next year. It's a great value, after all, the gas is discounted and insurance is included. But please note: first check whether the "designated gas station" is near you.

New customers who apply for a card will receive a gift. Event period: 2017/9/1-2017/12/31

Get 188 for the first time you spend 188, and have a chance to win an iPhone7.

Ping An’s recent activities:

Draw a red envelope for 188 yuan

Draw a red envelope for purchases over 188 yuan.

You can draw a red envelope for each transaction of 188 yuan or more, with a maximum of 30 red envelopes drawn per month, and each red envelope can be up to 188 yuan.

Another special reminder: the amount of red envelopes for overseas consumption and online consumption will be doubled. Secondly, if the red envelopes in September are collected from 10.24 to 11.1, the red envelopes will continue to double. It is said that the maximum amount can be received 8 times.

To participate in the red envelope, you need to click on the consumption reminder in the Ping An Credit Card APP.

The other is the recent Super Ping An Payout event.

The rules of the Super Payout activity are relatively simple, mainly counting offline consumption, and a 50% discount on online consumption will be included in the consumption statistics.

Participate in this activity through offline and online consumption. The activity is not attractive, but if you add travel white, 7011 business travel hotel consumption 1% cash back, plus red envelopes for purchases over 188, the rebate will be Very impressive. Therefore, being good at superimposing activity rules is the most enjoyable and commonly used method for playing card users.

Do you want a safety card?

Card Game Tycoon reminds you: Maybe you need some time to compare and observe. It is not easy to apply for a travel card. It is recommended that you do not rush to apply for it.