What are the levels of vip customers of CCB?

CCB's vip customers are classified into head office platinum card customers and branch gold card customers.

Head office platinum card customers need to meet (only one of them can be met): the monthly deposit in CCB reaches 5, yuan; Personal loans reached 1 million yuan; Purchase 5, yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 1, yuan; The monthly turnover of personal foreign exchange trading is $8,.

customers of branch-level gold cards need to meet (only one of them can be met): the monthly deposit in CCB reaches 2, yuan; Personal loans reached 5, yuan; Purchase 2, yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 1, yuan; The monthly turnover of personal foreign exchange trading is $4,.

CCB business

Credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy housing reform finance, personal housing mortgage loans and other businesses.

Description of types

Personal housing loan business

Personal housing loan business refers to loans granted by CCB or CCB to natural persons who purchase, build or overhaul various types of houses in cities and towns in Chinese mainland. CCB's personal housing loan business mainly includes housing loans on own account personal housing mortgage loans (including personal first-hand housing loans, personal re-trading housing loans, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.

it started on October 9, 214. CCB supports the reasonable housing loan demand of residents' families. For families who purchase their first home by loan, the minimum down payment ratio of the loan is 3%, and the lower limit of the loan interest rate is .7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.

Credit card business

As a state-owned bank that set foot in issuing credit cards earlier in China, China Construction Bank already has many types of credit cards.

The credit cards issued by China Construction Bank are all named as "Dragon Card". The types of dragon cards that have been publicly issued include: Dragon Card Famous School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

Silver Star International Express Remittance

CCB Silver Star International Express Remittance Business is a personal international express remittance business jointly launched by CCB and Silver Star International Express Remittance Company. It refers to a small-scale international remittance business in which CCB, upon the entrustment of customers, remits personal foreign exchange remittances or remits personal foreign exchange funds abroad through Silver Star Express Company.

service situation

while consolidating the advantages of traditional business, emerging businesses such as investment banking have developed rapidly, with a revenue of 3.23 billion yuan in 28. By promoting new financial advisory businesses such as initial public offering and refinancing, mergers and acquisitions, equity investment and project financing, financial advisory customers such as AA-level customers, multinational companies, foreign-funded banks and large and medium-sized enterprises have been continuously expanded, and only the financial advisory business has achieved a fee income of 2.377 billion yuan.

A series of financial products tailored for small enterprises are constantly being innovated. By 28, the bank's loan balance for small enterprises reached 249.532 billion yuan, an increase of 11.16% compared with the beginning of the year. In cooperation with Alibaba, we developed products such as e-commerce joint loan and joint guarantee, quick loan and order financing, and issued loans of 52 million yuan to 175 customers within six months.

It took the lead in creating a "customer reception day" system for peers in the Mainland, and established a regular customer reception mechanism for managers at all levels from the Head Office, branches to sub-branches, making progress in personalized and differentiated customer service. On the one hand, the transformation of outlets has been solidly promoted; on the other hand, a team of consultants and experts from private banks has been set up, and 81 wealth management centers and more than 1,57 wealth management centers have been built. Private banks in Beijing and Shanghai have opened successively, providing all-round and personalized services such as exclusive wealth management products, asset management, consultancy, charitable trust and so on for middle and high-end customers.

In p>28, in addition to actively handling foreign-related financial services such as foreign currency exchange, traveler's checks and foreign currency acceptance, we also specially launched 95533 multilingual telephone banking service to provide multilingual service support in English, French, German, Russian, Japanese and Korean for overseas customers, and strive to improve the ability and level of serving overseas customers in China.

At the same time, the ATM cash withdrawal service developed in cooperation with Bank of America enables athletes and tourists with debit and credit cards of Bank of America to enjoy the service-free cash withdrawal service at CCB ATM.