What are the types of travel insurance?

With the improvement of people's living standards, they use travel to relax their body and mind and broaden their horizons during holidays. The rise of social tourism has also led to the development of travel insurance. In order to help consumers avoid possible disease and accident risks during travel, major insurance companies have launched various types of travel insurance to provide consumers with comprehensive protection when traveling. Here are some travel insurance products to help you make better choices. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

Types of travel insurance 1. Travel rescue insurance

This kind of insurance is very suitable for traveling abroad. With its guarantee, if tourists have an accident or have a legal dispute due to ignorance of local customs and regulations, they can get free assistance as long as they make a call.

Travel insurance type 2, travel accident insurance

When tourists purchase train tickets or ferry tickets, they have actually purchased the insurance, and the premium is calculated based on 5% of the ticket price. The insurance amount of each insurance is RMB 20,000, including RMB 10,000 in accident medical benefits. The insurance period starts from checking in and entering the station or boarding the ship midway to checking in and leaving the station or getting off the ship midway. If a passenger dies, becomes disabled, or loses physical function due to an accident during the validity period of the insurance, the insurance company will not pay the medical expenses in accordance with regulations. In addition, full, half or part of the insurance amount must be paid to the injured or the deceased's family.

Travel insurance type three, travel personal accident insurance

Now most insurance companies have opened this type of insurance. Each insurance premium is 1 yuan, and the insurance amount is 10,000 yuan, one time Maximum of 10 insurances available. This insurance is more suitable for adventure travel, ecological travel, thrilling travel, etc.

Travel Insurance Type 4: Personal Insurance for Accommodation Passengers

The premium for each insurance policy is 1 yuan, and multiple insurance policies can be purchased at one time. Each insurance liability is divided into three aspects: the first is NT$5,000 for accommodation passengers, the second is NT$10,000 for accommodation passengers who act bravely, and the third is NT$200 for compensation for loss of passengers’ belongings due to accidental damage or theft. During the insurance period, if a passenger is killed, disabled, or loses physical function due to an accident, external attack, murder, or to protect himself or others’ life and property, or if his or her belongings are lost due to theft or robbery, the insurance company will Insurance premiums are paid according to different standards.

Guide: Travel insurance can be divided into travel rescue insurance, travel accident insurance, travel personal accident insurance, and accommodation passenger personal insurance. Different travel insurance coverages are also different. Consumers have Before choosing a travel insurance product, analyze the risk situation of the travel area and combine it with your own actual situation to choose a travel insurance with comprehensive protection so that you can travel with confidence and return home safely.