How to buy outbound travel insurance

To buy outbound travel insurance, we must first master the visa handling regulations of the country of travel, then ask about the most important insurance types, and the amount of insurance should be based on the number of days of travel and local consumption power, and finally choose a reliable channel to buy. Fill in the information content of the insured accurately, and keep the relevant content of the policy, such as electronic policy.

1, master the visa processing regulations of the country of travel.

Different from China, there are different regulations on visa application for overseas tourists. Some countries do not have compulsory insurance requirements, while some countries have established insurance requirements. Among them, some countries have clear regulations on overseas insurance, some countries have corresponding requirements on the amount of protection, and even China has restrictions on insurance companies that buy insurance.

2. Choose the most important insurance according to your needs.

At present, there are many types of overseas travel insurance in the market, from the delay of the plane and the loss of valid documents in the suitcase; As big as hospitalization insurance, SOS international rescue. Because the more protection, the more expensive the insurance. Insurance experts believe that travelers do not need to buy all insurance when they choose to buy insurance. Generally speaking, they can choose the interest protection that needs to buy insurance among the three most important types of insurance: accident insurance, medical insurance and SOS international rescue service.

3. The insurance amount depends on the travel days and local consumption power.

In addition to the selected coverage categories, the actual coverage of outbound travel insurance can generally be selected with reference to the specific conditions such as the number of holiday travel days and the consumption power of tourist areas.

Matters needing attention in purchasing insurance for overseas insurance

1. Pay attention to the limit and coverage of insurance. Because the characteristics of each insurance product are different, the restrictions on the insured are also different. Before buying, you should pay special attention to choosing insurance that meets the selection criteria.

2. Fill in the information of the insured accurately.

3. Pay immediately after filling out the insurance policy. Generally speaking, after the payment is successful, the policy will be considered legally effective.

4. Check the electronic policy and remember the policy number.

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