What are the bank cards in China?

Bank cards in China include debit cards and credit cards. The specific types are as follows:

I. Debit card

Debit cards are divided into two types, namely:

1. savings card, which is issued by banks for general customers. The bank card we often talk about is this kind of card, which is mainly used for deposits.

2. The wealth management card is issued by the bank for high-end customers and can directly handle the related business of bank wealth management.

Great Wall Zodiac Debit Card (2020 Year of Rat Edition), National International Debit Card for Studying Abroad, Great Wall Ice and Snow Debit Card, Great Wall Cross-border International Debit Card, Great Wall Study Debit Card, Great Wall RMB Debit Card, Great Wall Funong Card, Great Wall Global Link Multi-currency Debit Card, Bank of China Financial VIP Card, Financial Office Debit Card, Great Wall Zodiac Debit Card, Great Wall Zodiac Debit Card for Celebrating the 40th Anniversary of Reform and Opening-up, Tuniu Joint Debit Card, Great Wall Zodiac Debit Card, Evergreen Deb Great Wall Xinglin Card, Great Wall Travel Debit Card, Great Wall Business Card, Great Wall Campus Card, Great Wall Secondary Vocational Education Card, China Bank Ordinary High School Poverty Education Card, Great Wall Social Security Card and Great Wall Health Card.

Second, credit cards.

Credit cards are also divided into two types, namely:

1. Credit card, which is what we often call a narrow credit card, can be used to make a one-time payment after consumption, but the deposit has no interest.

2. Quasi-credit card, which has some functions of credit card and debit card, can make small overdraft consumption with deposit interest, but its consumption amount is not as high as that of credit card, and the arrears must be paid off in one lump sum. Few people use this card.

China Bank Visa Beijing Winter Olympics Theme Credit Card, Good Life Family Credit Card, Vipshop Butterfly Credit Card, Bank of China Great Wall China Mobile Credit Card, Great Wall Diamond Credit Card and Great Wall World Pole Credit Card, Despicable My Series Credit Card, Bank of China Great Wall Global Express Credit Card, Bank of China Great Wall World Credit Card, China Bank China Eastern Airlines Co-branded Credit Card, Full Currency International Chip Card, Bank of China Great Wall E Flash Payment, Great Wall Global Connect Aijia Credit Card, Great Wall Global Connect New Oriental Co-branded Credit Card, BOC Metropolitan Colorful Platinum Credit Card, BOC Metropolitan Colorful Credit Card, Great Wall Global Connect Free Credit Card, Zhuojuan Overseas Credit Card, China Bank Unlimited Credit Card, Phoenix Partner Air China BOC Credit Card and China Bank Platinum Credit Card.

In addition, bank cards can also:

According to different information carriers, it is divided into magnetic stripe card and chip card;

According to whether the issuer is in China, it is divided into domestic cards and overseas cards;

It is divided into personal cards and unit cards according to different issuers;

According to the different currencies of accounts, they are divided into RMB cards, foreign currency cards and dual currency cards.

Third, the difference between debit card and credit card

1, the credit card signature column has 7 digits, but most savings cards don't.

2. There are laser anti-counterfeiting labels on the back of credit cards, but there are few savings cards.

3. Almost all credit cards have the words "cardholder's signature, which is invalid without signature" under the signature column, while all savings cards only have the words "cardholder's signature" on the right side of the signature column.

Credit card can be overdrawn, but debit card is absolutely not allowed.

In addition, credit cards generally charge an annual fee, but debit cards don't.