Car accident, no one was killed or injured, and some tourists and drivers were hospitalized. What is the compensation standard of insurance company? Tibet operates tourist buses with full insurance.

Insurance Xiaobian helps you to answer, and more questions can be answered online.

a car accident is legally a traffic accident. Compensation is only a civil scope. As far as the driver involved in the accident is concerned, in addition to civil compensation (if there is insurance, the insurance company will pay all or part of the compensation), he will also bear the legal responsibility for traffic accidents. Traffic accident liability refers to the responsibility that vehicle drivers, pedestrians, passengers and other people who engage in traffic-related activities on the road should bear because of their actions in violation of the Road Traffic Safety Law of the People's Republic of China and other road traffic management regulations and rules, resulting in personal injury or property loss through negligence. Traffic accident liability reflects the role played by the parties' illegal behavior in traffic accidents. Traffic accident liability is the basis for public security organs to educate and punish those responsible for accidents and mediate damages, and it is also the basis for those responsible for traffic accidents to bear legal liability, but it is not legal liability in itself. Although in most traffic accidents, traffic accident liability is closely related to legal liability, and traffic accident liability is an important basis for determining the legal liability of the parties, as the subject of legal liability, it must meet the legal age of responsibility and have legal responsibility ability. The subject of traffic accident responsibility is a person with traffic activity ability, and is not limited by age and intelligence. What needs to be pointed out here is that the liability for traffic accidents and the liability for economic compensation are not necessarily the same. For example, in the Road Traffic Safety Law, it is stipulated that after a road traffic accident between a motor vehicle and a pedestrian, even if the motor vehicle is not responsible for the accident, it should be liable for compensation according to the situation. In addition to compensation, it is also necessary to punish the parties according to their specific behavioral responsibilities (running a red light will be fined, driving without a license will be detained, and the person killed will be sentenced)