Traditional Culture Encyclopedia - Tourist attractions - What bank card should I use to travel to America?
What bank card should I use to travel to America?
China UnionPay reminds that it is more convenient and more affordable to swipe a debit card than a credit card in the United States. Debit cards are used for spending and withdrawing money. The exchange rate is the selling price of US dollars against RMB in domestic banks on that day, which is directly converted into RMB and deducted from the card. Therefore, tourists do not need to deposit US dollars before going abroad, but only need to deposit enough RMB.
In the United States, most banks have no restrictions on opening cards, and a few banks need 17 years old. If they are not old enough, they need to sign a guardian. To open an American credit card, you need to provide the following information:
1. Passport
2. American F- 1 student visa
3. Form I-20
4. Student ID number
5. School Admission Notice
6. Address, telephone number and school
6. Social Security Number (Credit Card)
Extended data:
The difference between American bank card VISA and MasterCard;
Every credit card issuer has its own advantages. VISA and MasterCard are both card issuers with a long history and have a strong influence in the world. VISA is more popular in the United States and Asian countries, while MasterCard has a larger market share in Europe.
When you are in consumption abroad, if you go to a non-US dollar area, you can try to settle in local currency, and then convert it into RMB when you return to the local currency. If the settlement is made in US dollars, the local currency will be converted into US dollars, and the RMB will be converted into US dollars, which requires a double currency exchange fee.
At the same time, if you can use the UnionPay channel for consumption, try to choose the UnionPay channel, which can save a lot of money exchange expenses.
China Net-China UnionPay: It is more convenient and affordable for China people to use debit cards when traveling in the United States.
Baidu encyclopedia -VISA card
Baidu encyclopedia-MasterCard
Baidu encyclopedia-dual currency card
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