How to choose overseas travel insurance?

Traveling can relax our body and mind and allow us to see various beautiful scenery. With the development of the economy, many people choose to travel overseas. In order to improve protection, overseas travel insurance has become a good choice. So, how to choose overseas travel insurance? Let’s take a look at it below.

1. Understand the relevant regulations of the destination country

Different countries have different requirements for visas for foreign tourists. Some countries have clear requirements for insurance, and some countries have specific requirements for insurance. There are clear requirements for the limit, and some countries have clear requirements for insurance companies. Taking the EU as an example, starting from June 2004, purchasing overseas travel insurance has become a prerequisite for issuing Schengen visas when traveling to EU countries. Russia, Belarus and other countries also have similar regulations. In addition, some countries also have certain requirements for the amount of insurance. For example, Germany stipulates that the minimum amount of insurance must not be less than 30,000 euros. Not only that, Schengen countries have different requirements for Chinese citizens to bring original insurance documents to enter the country. Some requirements are stricter, while others are relatively loose. Even the requirements at different ports of entry in individual countries are different. Since the implementation of these measures, many groups have been refused entry to Schengen countries after obtaining visas because they did not bring the original insurance policy they purchased. Therefore, consumers who have purchased travel insurance are best to keep it at home. Keep a copy of the original policy with you. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. Choosing the right insurance company

When buying overseas travel insurance, it is very important to choose the right insurance company. In the current market situation, due to fierce market competition , the product differences of each insurance company are small, so for consumers, the first consideration should be the strength, organization and brand advantages of the insurance company. Generally speaking, the insurance company is strong, has a good reputation, and has good partners abroad. The insurance company should be the first choice.

3. Tailor-made products

The price of overseas travel insurance is mainly determined based on three major factors: the number of days abroad, the amount of coverage, and the consumption standards of the country of travel destination. Therefore, the purchase price As long as the insurance type can meet their own risk protection needs, higher is not always better. Consumers should tailor their insurance according to their own financial strength.

Baoge Tips: How to choose overseas travel insurance? The first is to understand the relevant regulations of the destination country. The second is to choose a suitable insurance company. Choosing an insurance company with strong strength and good reputation can get better protection. The third is to choose to buy according to your own economic strength.