Germany visa insurance time requirements

According to the legal requirements of Schengen countries, applicants must purchase travel medical insurance before applying for a Schengen visa. Germany is a Schengen country, so you must purchase insurance when applying for a German Schengen visa.

Travel medical insurance must meet the following requirements:

The validity period of the insurance must cover the entire stay in the Schengen area.

(The visa validity period can only be limited to the validity period of the travel medical insurance, so the visa validity period, that is, the number of days of stay, must not exceed the validity period of the travel medical insurance you purchased. If you have not determined the specific travel date, And if you want to apply for a visa with a validity period longer than the expected travel days, you must provide travel medical insurance valid for the entire visa validity period when applying for a visa)

Please note that due to time differences (Daylight Saving Time on March 31 each year) -On October 27th, the time difference between Germany and China is 6 hours. In winter time, from October 28th to March 30th of the following year, the time difference between Germany and China is 7 hours). It is recommended that you carefully check the Schengen certificate you purchased. Whether the date and time of the medical insurance is still valid when you plan to leave the Schengen country. If you purchased the insurance in China, it is generally insured according to Beijing time, so it is recommended that the termination date of your insurance is greater than the date you plan to leave the Schengen country. One day to ensure that your entire stay in the Schengen Area is covered.

Insurance (individual or group insurance) can be purchased by the applicant in the country of residence or a third country, or by an inviting party in the destination country.

Insurance companies whose headquarters are not in Schengen countries must have offices in any Schengen country, and travelers can obtain claims for the insurance through these offices.

Insurance must cover all possible medical, hospitalization and even repatriation expenses.

The minimum amount of insurance required is €30,000.

In some special circumstances, where some passengers are in poor physical condition or have obvious physical discomfort, such as being pregnant, the minimum insurance coverage requirements will be increased.

Please provide the original copy of your travel medical insurance policy when submitting your visa application. If necessary, you may be asked to show proof of payment (for example, if the insurance was purchased online). The visa office will keep a copy of the insurance.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance