How to buy short-term accident insurance for domestic tourism

1. Generally speaking, the period of insurance purchased should not be less than the number of days of travel or business trip. Because of their busy work, many citizens just take advantage of the long vacation to travel with friends or family for a short time. In this case, you can choose short-term accident insurance. The insurance period of this product is generally one year, of course, you can choose it flexibly according to your travel time, as short as three days.

2. The amount of insurance products you choose should not be lower than the risks you bear, and must be consistent with your own economic strength. Ordinary accidental injury insurance can generally bear the responsibility for all kinds of accidental injuries that occur during the insurance period and meet the scope of protection. However, if you can evaluate the risks you face when you buy insurance, you can avoid unnecessary expenses by buying specific accident insurance. ?

3. Different insurance products have different protection responsibilities. General accidental injury insurance only bears the responsibility of death and disability caused by accidental injury. However, for those who go to the hospital for treatment or hospitalization when they are in danger during the journey, if there is no medical insurance, they are likely to have to bear high medical expenses alone. Therefore, it is also necessary to choose accidental injury medical insurance, accidental injury hospitalization allowance insurance or medical rescue and service when traveling in order to reduce the economic pressure that may be brought to yourself and your family and minimize the risks you bear.