Traditional Culture Encyclopedia - Tourist attractions - What does travel insurance cover?

What does travel insurance cover?

Travel insurance covers the following contents:

1. Accidental Injuries

If the insured is disabled due to an accident while traveling, the insurance company will pay according to the disability level, and in case of accidental death, the insurance company will compensate the insured amount. If the mode of travel is self-driving or public transportation, it is necessary to pay attention to the self-driving guarantee attached to the travel insurance.

2. Accidental medical treatment

Accidental medical expenses compensation, which can be reimbursed for the medical expenses needed for accidents or diseases during travel.

3. Emergency medical assistance

Emergency medical assistance includes expenses for emergency medical transportation, round-trip death, relatives' visits and various arrangements of medical institutions, etc. This is mainly aimed at serious traffic accidents when traveling abroad, and transportation expenses incurred by transporting the insured to other cities or returning to China due to poor local medical conditions, so this regulation must be attached to outbound travel.

4. Other protection

Other protection of travel insurance includes lost luggage, lost or stolen documents; Personal insurance for accommodation during travel means that the insurance company will pay a certain amount of money for the loss of property caused by accidents, accidental attacks and robberies during the insured's stay; Repatriation costs, trip cancellation, flight delay and other guarantees.

test your anti-risk index, and experts will interpret it for you for free!