Traditional Culture Encyclopedia - Tourist attractions - Personal dollar settlement limit
Personal dollar settlement limit
The daily withdrawal of foreign exchange cash shall not exceed US$ 65,438+US$ 0,000 equivalent in foreign currency, and the deposit in bank account shall not exceed US$ 5,000 equivalent in foreign currency.
It is with reference to this regulation that the foreign exchange in our account is required by the State Administration of Foreign Exchange, and there is an annual limit for the settlement of RMB. However, the settlement of foreign exchange in cash must comply with the daily limit of $5,000 in the account. In other words, the daily deposit and daily settlement of cash is a limit.
Personal foreign exchange account and foreign currency cash management:
Article 24 The foreign exchange bureau shall manage individual foreign exchange accounts according to the types of account subjects and the nature of transactions. When opening foreign exchange accounts for individuals, banks should distinguish between domestic individuals and overseas individuals. Accounts are divided into foreign exchange settlement accounts, foreign exchange savings accounts and capital accounts according to the nature of transactions.
Article 25 A foreign exchange settlement account refers to an account opened by individual foreign trade operators and individual industrial and commercial households in accordance with regulations for handling operating foreign exchange receipts and payments under the current account. Its opening, use and closing are managed according to institutional accounts.
Article 26 When opening a foreign exchange savings account in a bank, an individual shall present his/her valid identity certificate, and the name of the account to be opened shall be the same as that recorded in his/her valid identity certificate.
Reference to the above contents: Baidu Encyclopedia-Detailed Rules for the Implementation of the Measures for the Administration of Personal Foreign Exchange
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