Should you save money as a human being?

It shouldn’t be saved. Before answering this question, I want to make everyone clear about the difference between saving money and saving money. Saving money and saving money are not the same thing, and many people confuse them.

For example, in order to go to an idol’s concert, I ate pickled steamed buns every day. After a month, I finally had enough money to buy a concert ticket. This is called saving money, not saving money. money.

So what is saving money? For example, if you go to Taobao, buy a piece of clothing, compare it with three stores, then bargain with customer service, and finally choose one with the same quality and style but the same price, this can be called saving money.

Then the problem comes. When choosing clothes, you have to shop around at three or more stores. Yes, you will save money. But you waste a lot of time and energy. After you finally buy the clothes, you will feel tired because a lot of time has been wasted.

Some people may say that another way to save money is not to buy unnecessary items, but just imagine, if we don’t go to concerts to save money, or don’t travel to save money, we What you lose will be another kind of beauty in life!

From another perspective, you should not save money. On the other hand, it also means that you can spend money. Only when you can spend money can you have the motivation to make money, and only then can you think about making the money you spend more valuable. value. Only then will we strive to make ourselves better.

Human time is limited, and money is also limited. Based on the fact that a person can live to be 80 years old, that means one day is only 30,000 days. But you can make more money after you run out, but once time passes, no matter what method you use, you will never make it back again.

So I think money should not be saved, because money is just a tool. You can spend money to learn and invest in yourself. This is the most important thing.

As the saying goes, people die for money and birds die for food. A man cannot travel without money, and a bird cannot fly without wings. So should you save money as a human being? Let’s talk about several age groups!

For young working people in their teens, they have no pressure in life, have good living conditions, and have the habit of chewing on the elderly. Love beauty, love looking good, and love dressing up. I am a picky eater and like to eat snacks. Good to wear and good for travel and consumption. What they/they think in their minds is that life is only a few decades short, so why not take a leisurely trip. Money is something external to life, it cannot be brought with it during life, and it cannot be taken away after death. The argument for money should not be sparing.

A woman who is very vain about Ma Rong knows how to spend money and take her children to travel abroad. Having no money, he tried every means to transfer Wang Baoqiang's property, but colluded with Song Zhe and lived a mediocre life, and would eventually be punished by law.

For us farmers and wage earners with families, we should save money. You think, there are old people at the top and young people at the bottom. A monthly salary of three to four thousand yuan is used to bring home more than one thousand yuan, and one thousand yuan is saved for all living expenses (to go home during the holidays to prevent illness). If we follow the view of young people who have no pressure, they are very strong, rent a house for a few hundred yuan a month, like to eat snacks and other things, buy clothes for a few hundred yuan a piece, and go out to travel during holidays. I don’t think I have any money saved. What to do when you need money. It is true that only when you are in charge of a household do you know how valuable firewood and rice are, and only when you raise children do you know how kind your parents are. Looking for money is like picking up dirt with a needle, and using money is like surfing the sand.

For seniors in their fifties and sixties, they should save money. Think about it, the elderly have been working hard all their lives growing crops, and sometimes the weather is dry and rainy, and there is no harvest. They also need to repair and build a house for their son, buy a car, give him a wedding gift, etc. If you meet these conditions, you will owe at least a lot of debt. If you don't save money, even your life will be a problem. All in all, diligence and frugality are traditional Chinese virtues. Let us work hard together to get rich. For the long-term plan, we should save some money!

As a human being, I believe that without being harsh on yourself, you should save some money, and you must not be a "moonlighter" who spends as much or as little as you can, which is what people often call the "moonlight clan".

Because life exists in this world, in addition to normal living expenses, there are many places where you need to spend money, such as: paying for courtesy, seeing a doctor, taking medicines and injections, unexpected things happening at home, etc.

If you don’t have any money, no matter how big or small things happen, you won’t be able to deal with it for a while without money. For this reason, saving some money in the bank is very important for everyone, especially the elderly. People should pay more attention and never be careless.

As a human being, you must know how to save. Spend the money that needs to be spent. You should also save appropriately when you shouldn’t spend or when you can or don’t spend.

The money you save is also saved for yourself. The purpose of saving money is to spend it better and more meaningfully when you have money in the future.

Therefore, it is better to save money when possible. If you have always been lavish and squandered, and once an outstanding event occurs and you need money, but there is no way to borrow money, you will discover the importance of saving money.

As a human being, you should save when you should save, and don’t save when you shouldn’t. Many people will say that this is nonsense. Indeed, on the surface this is nonsense, but it is undeniable that this is what you should do when it comes to money.

You can’t save all the time in your life, nor can you spend all your time willfully. When it’s time to enjoy it, stop thinking about how difficult it is to make money and save it. Because you are enjoying, then enjoy it to the fullest. When traveling, you can play whatever you want and eat whatever you want.

When shopping, just buy whatever you want.

However, when you are done enjoying yourself and return to work, you should concentrate on your work, work hard to make money, don’t buy things you shouldn’t buy, and save a small amount of money. However, saving does not mean lowering your quality of life. You can take the bus instead of taking a taxi. You can skip eating out and cook a meal yourself. Wait, these can all be saved.

Therefore, there is a degree of saving and not saving. A person's life is not long or short. You cannot save for a lifetime, and you cannot squander for a lifetime.

Whether one should save money as a person can be seen from the experiences of my parents, my brother, and myself.

1. I don’t know how to save.

I am 40 years old. Before this month, my monthly income was about 20,000. Now my monthly income is about 7,000, and my current deposit is 0.

I don’t know why. I come from a poor family, but I spend money lavishly. I didn’t know how to save and spend as much as I had since I was a child. When I was in high school, my mother gave me 150 yuan a month, which was just for food. The food cost for a day was only three or four yuan. As long as I spent it normally, 150 yuan was enough, but I could only support it for three weeks. The last one Eat dirt every week.

Where did my money go? At that time, there was a large market next to the school, selling everything from household appliances to needles, threads, and brains. I would hang out there at noon, buying all kinds of beautiful stationery and delicious snacks, as long as I had money. , buy them all. But I never ask for more. I want as much as my mother gives me, but I don’t have a penny left.

When I went to college, I naturally spent all my living expenses, and I never consciously planned my own life. After working, I also wanted to save money, but I still didn't learn how to save. I bought what I wanted and ate what I wanted. The good thing is that my desire is not very high, and I don't have big expenditures, just small things.

After having a child, I can no longer stop the car. I want to buy the best for my child. If I am not satisfied with the product after buying it, I will immediately buy another model. Even if I am satisfied, I will continue to buy it. As long as it feels good, I will buy it. For example, I bought dozens of thermos cups before and after. When it comes to buying food for my children, I don’t feel any pity or mercy, and I can really buy whatever I want to eat.

After working for 15 years, the deposit is 0. There is also a reason for this because of my husband, but the main reason is that I don’t know how to save and I haven’t saved any money.

2. The younger brother who knows how to save

My brother is six years younger than me, so he went to high school six years later than me. My mother gives him 100 yuan a month, but every time he There is still money left in the month. Later, I got a job, and my monthly salary increased from 3,000 to 10,000. I still saved as much as before. Now I have several houses, several cars, an unknown amount of savings, and no debt.

My parents are very thrifty. Dad went to sell vegetables and left at three o'clock in the morning. He was busy all morning and was reluctant to buy buns for one dollar. At that time, one dollar could buy ten buns. I supported two college students, and that's it. I also saved some property. I was given 110,000 yuan when I got married, and there was still a sum of money waiting to be given to me when I bought a house.

Do you want to save some money?

Summary: Save what you need to save, and what you save is what you earn. Save and save, and one day you will be grateful to yourself for saving.

A family must have savings, have enough food at home, and not panic.

First, being a good person has no direct relationship with whether you should save money or not. Second, although money is omnipotent, no matter how much money you have, it cannot buy human character and dignity. Third, in our daily lives, we must learn to manage money. We must not spend money lavishly or without a plan. Money must be used wisely and where it is most needed. Fourth, even when you have money, don't forget your roots, and extend a hand of friendship to those who really need help, but the money must be real, and there is no need for face projects or your own face. Fifth, don’t be too diligent and frugal. You must cherish and be worthy of yourself.

"A gentleman loves money and gets it in a wise way." The ancients taught us that although money is an external possession, it is also necessary for life. We can actively work hard to make money. Do you want to save money? The ancients also taught us: frugality cultivates virtue. Everything in the world has its own use. Tea, rice, vegetables, tables, chairs, and couches are all made with hard work. They contain the sweat of farmers and the labor of workers. We should all cherish them. Don't be extravagant and wasteful.

Since we must cherish things, we must also save money.

First, making money is not easy, so you have to save money. In today's society, there is a lot of work pressure. Young people work hard from early to late in order to develop. Although they earn a salary of 8,000 or more, they actually put in a lot of hard work and brainpower. The plans of the design institute were changed again and again, and the projects were one after another. They could not finish the work at ordinary times. They worked overtime and stayed up all night to work day and night until the leading clients were satisfied. Receiving a generous salary every month is a reward for hard work. You should not squander it lavishly, but should be careful and thrifty. In addition to necessary expenses, try to save some money. If you add up, you will have more places to spend money in the future. There is food in hand and there is no panic in the heart. Middle-aged people, both older and younger, know the importance of saving money. In case of job instability or if a family member falls ill, money can save lives at critical moments.

Second, money is confidence, dignity, and a secure sense of security. I’m back home during the Spring Festival. What gifts should I buy for my parents? Money can express filial piety.

When your children are in school, you have to pay various school fees, participate in autumn outings and social activities, give out red envelopes for favors, colleagues in the company have dinner together, and you can’t do anything without extra money. If you don’t participate in activities, you will be isolated by the people around you. Children can also have low self-esteem. Therefore, you should always prepare for a rainy day and save a little bit, so that you will not be in a hurry when the time comes. In fact, running a household and managing finances is also a science. Earning the same salary, some families are well-organized and well-arranged, while some families are relaxed in the first half of the month and tense in the second half. Nowadays, life is not just about saving money, but also about rationally allocating and using limited funds in a planned way to maximize the impact.

In life, you must know how to make money but also learn to spend money. Save money where you should save money and spend money where you should spend money. Those who only know how to make money and regard money as their life have lost the meaning of life. But if they only know how to idle around for a day without making progress, only know how to eat, drink and wear well, and do not know how to find ways to make money, then they have lost their lives. value. For example, buying a house is a topic that all of us cannot avoid in our lives. Children's education, investment in starting a business, and parents' retirement are all legitimate expenses. What should not be spent is mainly reflected in unjust expenses such as gambling, gambling, eating, drinking, and prostitution.

In this province, I am 50 years old. I have not bought a coat for several years. It is not that I am reluctant to buy it, but I have no desire to shop. I am very satisfied when I open the wardrobe and feel that it is enough. The main expenditure at home is on food. , shoes, underwear, buy good quality brands, watch the account balance continue to increase every month, feel happy and at ease.