Ping An Credit Card Gold Card Maximum Limit

The credit limit of Ping An Bank's credit card gold card is generally around 1 10,000 to 50,000 yuan. After getting the card, if your repayment record is good, you can increase the amount to about 65438+ 10,000.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.

20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.

Products and services:

Retail business:

In terms of retail business, Ping An Bank of Shenzhen took the lead in launching a composite electronic debit card integrating ic chip and magnetic stripe in China, and took the lead in launching a dual-currency international debit card. In August, 2007, Jixiang Debit Card, a comprehensive service product integrating deposit and withdrawal, POS consumption, payroll payment, online payment and wealth management, was grandly launched. Shenzhen Ping An Bank has also launched special service products such as Express, Express Rail and Hong Kong Stock Connect. In addition, following the launch of Yingfeng series of wealth management products, Ping An Bank launched a brand-new wealth management service brand "An Ying Wealth Management" for high-end individual customers, so that the bank's VIP customers can enjoy all-round wealth management value-added services with peace of mind.

Credit card business:

In terms of credit card business, Shenzhen Ping An Bank attaches great importance to credit card business. On May 2, 2007, KLOC-0, jointly launched "China Ping An Wanlitong Co-branded Credit Card" with China Ping An Group. In August 2007, "Ping An" credit card was launched. Shenzhen Ping An Bank is committed to building a "Ping An" credit card, providing cardholders with all-round security protection of "consumer safety, home safety and travel safety", so that cardholders can feel "one card accompanied by peace" anytime and anywhere.

What is the gold card limit of Ping An Credit Card? There are clever ways to increase the quota.

Bank credit card gold card is a high-end credit card between ordinary card and platinum card, with a slightly higher quota and a looser application threshold than platinum card. Today, I would like to introduce to you how much the gold card quota of Ping An Credit Card is and how to effectively improve it.

Generally speaking, the credit card limit of Ping An Bank varies according to the level of the card:

At the first level, the amount of cards is generally between 3,000 yuan and 50,000 yuan, mainly Puka and Gold Card;

At the second level, the amount of the card is generally more than 50,000 yuan, mainly platinum cards.

The credit card limit is related to the card level. Of course, the final credit line will be reviewed by the bank, and there are many main reference factors, such as age, gender, education, income, occupation, personal financial proof and so on.

If your personal application conditions are good, you can provide additional economic proof, such as real estate license, vehicle driving license, large deposit certificate, etc. Then the amount of applying for the Ping An Credit Card Gold Card is between 6.5438+0,000 yuan and 50,000 yuan.

Don't worry if you encounter a low credit card. You can better meet your overdraft consumption demand by increasing the limit in the future:

1. Buy Ping An insurance.

This is one of the most effective ways to withdraw money. As an insurance group, if you buy Ping An insurance and apply for credit card withdrawal, the success rate can reach 90%, and you will be listed as a quality customer by Ping An Bank.

2. More credit card consumption

If you have a great demand for credit card consumption, the bank is naturally willing to increase the quota for you. Therefore, you should pay attention to spending more on your credit card every day, no matter how much it is. As long as you can use credit cards as much as possible, it is best to spend in various merchants. If the monthly overdraft limit of your Ping An credit card gold card is about 80% of the credit limit, it will be very helpful to increase the limit.

3. Frequent telephone applications

Through the above introduction, do card friends understand the gold card quota and withdrawal skills of Ping An Credit Card? Of course, if you want to raise the amount, the most basic conditions cannot be left behind, that is, personal credit is good, credit cards cannot be overdue, and there can be no suspicion of cashing out.

What is the standard credit card gold card quota of Ping An Bank?

Ping An Credit Card generally has a gold card limit of 30,000-60,000. 6000 yuan-15000 yuan is more at this stage. Generally, the amount of credit card approval will be determined according to the repayment records and materials of previous credit cards. If there is no bad record, the repayment has been normal, generally around 10000. CreditCard (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, they will make repayment on the bill date.

The launch of Ping An Credit Card Gold Card Limit and Ping An Credit Card Gold Card Limit ends here. I wonder if you have found the information you need?