Travel accident insurance of travel agency

Travel accident insurance purchased by tourists themselves belongs to personal accident insurance. As long as the insured accidents agreed in the insurance contract are met, the insured can be guaranteed whether due to the responsibility of the travel agency, personal negligence or other emergencies. Tourists can choose to buy travel accident insurance suitable for domestic or overseas according to their travel situation. Travel accident insurance belongs to commercial insurance, which follows the principle of "voluntary insurance and free surrender" and is not compulsory to buy insurance.

because there are great risks in the process of organizing trips by travel agencies. Travel agencies generally take out travel agency liability insurance, but in order to increase protection, the general travel society encourages passengers to buy accident insurance. After taking out travel accident insurance, the risks caused by accidents within the scope of insurance liability can be transferred, and the losses of travel organizers (travel agencies) can be reduced or compensated.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.