What is overseas travel insurance? Is it different from Schengen visa insurance?

The insurance editor will help you answer your questions. For more questions, you can answer them online.

Hello! There will inevitably be various unpredictable risks during overseas travel. In order to improve the protection of your overseas travel, it is necessary to insure yourself with a suitable overseas travel insurance before departure.

What is overseas travel insurance?

Overseas travel insurance is a 24-hour, all-weather, comprehensive insurance policy jointly launched for the accidents, medical and other risks faced by citizens when traveling overseas, visiting relatives and friends, or on business trips abroad. Comprehensive insurance coverage for emergency rescue services and accident, medical and rescue service expenses.

What is the difference between overseas travel insurance and Schengen visa insurance?

Overseas visa insurance is a visa insurance product specially designed for people traveling to Schengen countries. The protection content mainly involves overseas travel. Travel accident injuries, overseas travel accident medical treatment, overseas travel emergency rescue, etc. Different from overseas travel insurance, it has certain requirements in terms of insurance amount and coverage. The insurance amount must be more than 300,000 yuan, and the coverage must include overseas emergency rescue services, otherwise the Schengen visa cannot be successfully passed.

How to buy overseas travel insurance

1. Choose the appropriate insurance amount according to the consumption level of the destination country. The insured amount for traveling to Schengen countries must be no less than 300,000 yuan, otherwise the visa will not be approved smoothly.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger.

To purchase a suitable overseas travel insurance, it is recommended that you make a comprehensive comparison based on your specific protection needs. This is an insurance platform that provides professional overseas travel insurance. You are welcome to come and compare and purchase.