Nowadays, the National Tourism Administration no longer forces travel agencies to buy accident insurance for tourists. What kinds of insurance should you buy when traveling?

Domestic tourism mainly considers the protection work after an accident and the distribution of responsibilities during the travel process. If you're touring automatically, you should also consider roadside assistance. If this is a special tour, you will need to purchase this type of insurance. For business, labor, study abroad, tourism and medical care.

Since medical and commercial insurance can be reimbursed for inpatient medical treatment in domestic hospitals, there is usually no need to consider disease medical insurance, and many commercial insurances are also linked to green medical channels and other services to solve sudden diseases. caused problems. If you usually travel abroad, foreign medical expenses, domestic commercial insurance or the amount is very low, you should consider the medical expenses.

Travel accident insurance is more suitable for tourists who take trains or ships and board planes. During the validity period of the insurance, unforeseen events due to accidents will occur until the ticket is checked or the train is disembarked. Thereafter, the insurance company pays all, half or part of the insured amount to the insured's family in addition to paying medical expenses.

Travel Assistance Insurance Ideal for outbound travel, its protection features allow you to call for free help in the event of an accident or legal dispute due to local customs regulations. Timely assistance is the biggest feature of travel assistance insurance, which extends the general claims requirements of traditional insurance companies and provides timely and effective assistance in the event of an accident.

Some accidents are not covered by insurance, so purchasing insurance will not cover all your accidents. Travel insurance is not responsible for travel delays caused by war, military operations, etc. Exclusion from liability for illnesses and injuries that existed prior to coverage. "Medical coverage" in travel insurance covers the actual cost of medical care required for treatment due to illness or accident while traveling.