What are the overseas travel insurance clauses for Greece?

Insurance Xiaobian helps you to answer, and more questions can be answered online.

hello! There are many overseas travel insurances for Greek honeymoon, and the terms of different products are different, so you should analyze them with specific products. Take Plan III of Women's Payment Protection Plan for Personal Overseas Honeymoon Tour in the World as an example, and its terms are roughly as follows:

Insurance liability

(1) Death insurance liability

During the insurance period, if the insured suffers an accidental injury accident while traveling abroad and dies due to the accident within 18 days from the date of the accident, the insurer will pay the death insurance premium according to the accidental injury insurance amount, and the insurance liability for the insured will be terminated.

(II) Liability for Disability Insurance

During the insurance period, if the insured suffers an accidental injury accident while traveling abroad, and one of the disabilities listed in the Personal Insurance Disability Assessment Standard (Industry Standard) (hereinafter referred to as the Disability Assessment Standard) attached to this insurance contract is caused by the accident within 18 days from the date of the accident, the insurer will pay the disability insurance money according to the payment ratio listed in the table multiplied by the accidental injury insurance amount. If the treatment is still not over on the 18th day, disability appraisal will be conducted according to the physical condition of that day, and disability insurance money will be paid accordingly.

Exemption from liability

If the insured dies or is disabled due to the following reasons, the insurer shall not be liable for paying the insurance benefits:

(1) Intentional acts of the insured;

(2) The insured causes self-inflicted injury or commits suicide, unless the insured committed suicide as a person without civil capacity;

(3) Fighting, being attacked or being murdered due to the provocation or intentional behavior of the insured;

(4) pregnancy, abortion, childbirth, illness, drug allergy, heatstroke and sudden death of the insured;

(5) The insured receives cosmetic surgery and other internal and surgical operations;

(6) The insured takes, smears or injects drugs without following the doctor's advice;

(7) nuclear explosion, nuclear radiation or nuclear pollution;

(8) terrorist attacks;

(9) The insured commits a crime or resists arrest;

(1) The insured participates in any professional sports activities or any sports with bonuses or rewards;

(11) The insured conducts horse racing, various vehicle performances, vehicle competitions and stunt performances;

(12) The insured conducts hang gliding and skydiving activities.

If the insured is injured during the following periods, resulting in death or disability, the insurer shall not be liable to pay the insurance benefits:

(1) During the period of war, military action, riot or armed rebellion;

(2) the period during which the insured is drunk or under the influence of drugs or controlled drugs;

(3) During the insured's drunk driving, driving without a valid driving license or driving a motor vehicle without a valid driving license;

(4) The insured is on duty or participates in naval, land and air force operations;

(5) During the period when the insured is detained by the judicial authorities or sentenced to imprisonment;

(6) The insured engages in or participates in terrorist activities or cult activities;

(7) During the insured's stay in the aircraft or air transport (except those who take civil or commercial flights as passengers);

(8) During the insured's stay in a country or region outside the geographical scope covered by the insurance policy.

(9) The insured has been outside the People's Republic of China when taking out this insurance.

in the event of the death of the insured under the circumstances mentioned in Article 6 and 7 above, the insurer's insurance liability to the insured shall be terminated, and the unexpired net premium shall be refunded to the applicant on a daily basis.