Traditional Culture Encyclopedia - Tourist attractions - Excuse me, how to settle claims after purchasing Ping An overseas travel insurance?

Excuse me, how to settle claims after purchasing Ping An overseas travel insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

There are too many unexpected risks on the way to travel abroad. The risks such as flight delay, lost documents, sudden illness, traffic accidents and lost luggage are unpredictable. It is necessary for you to buy an overseas travel insurance. When traveling abroad for the first time, if risks occur and the unexpected losses caused by accidents are within the compensation scope of the insurance company, it is suggested that you can apply for overseas travel insurance claims from the insurance company according to the following procedures.

How should I pay overseas travel insurance after my first trip abroad?

1, report the case. After receiving the notice of danger, the insurer shall immediately send someone to conduct on-site investigation, understand the situation and reasons of the loss, check the insurance policy and register for the record.

2. Review certificates and materials. The insurer shall examine and verify the relevant certificates and materials provided by the applicant, the insured or the beneficiary.

3. Check the insurance liability. After receiving the request of the insured or beneficiary for compensation or payment of insurance benefits, the insurer shall, after verifying the facts and reviewing various documents, promptly verify whether and how much insurance liability it should bear.

4. Fulfill the obligation of compensation. On the basis of verifying the liability, the insurer reaches relevant compensation or pays the insurance amount with the insured or beneficiary on the insurance liability. In short, I would like to remind you that if you have an accident when traveling abroad for the first time, you should report it in time, contact the insurance company and submit relevant materials. Generally speaking, the bigger the auto insurance company, the more obvious its advantages in claims settlement. Many insurance companies that provide high-quality overseas travel insurance claims are welcome to choose.