I have worked in a state-owned enterprise for 38 years and I am still 4 years away from retirement. Due to physical reasons, I want to resign and go home to recuperate. How can I handle the relationsh

I have worked in a state-owned enterprise for 38 years and I am still 4 years away from retirement. Due to physical reasons, I want to resign and go home to recuperate. How can I handle the relationship?

Retirement at will is currently impossible. Imagine if hundreds of millions of people across the country had to retire one year in advance and another two years in advance, wouldn't it be a mess? Therefore, the state stipulates the retirement age for employees. Early retirement or delayed retirement must be discussed with the unit. Postponing retirement is generally required by the unit, and there are corresponding rules for early retirement, such as illness, exposure to toxic and harmful substances, etc. Only when the unit approves it. Otherwise, you will automatically resign. Doing so will most importantly affect your monthly pension. You need to figure out how much pension you can get when you leave your job now and reach the official retirement age in a few years. Just think that you are satisfied with it. Obviously, the more years you contribute, the higher your pension will be in the future. You can weigh this yourself and come up with your own balance point.

The solution after consultation with the company is:

Proceed for internal withdrawal. That is to say, there is no formal retirement, but only retirement within the company. If you are a middle-level cadre or something like that, it means that you have given up a position to young people, and the unit should thank you. In this case, you can receive a percentage of your salary (such as 50-70%) every month until you officially retire.

If you don’t handle the internal withdrawal, you can only stay on without pay. However, in this case, you need to ask your employer how to pay the four pensions in the years until you officially retire. That is to say, does your employer pay it for you or do you have to pay it yourself?

National regulations on early retirement:

According to the "Interim Measures of the State Council on Retirement and Retirement of Workers", those who retire 5 years in advance include: those engaged in underground, high altitude, high temperature, and particularly heavy work Those who perform manual labor or other work that is harmful to health and have worked continuously for 10 years or more; or female employees who have completely lost the ability to work as certified by the hospital and confirmed by the Labor Appraisal Committee. Those who are 10 years in advance include: male employees who have completed 10 consecutive years of service, certified by the hospital, and confirmed by the Labor Appraisal Committee, and who have completely lost the ability to work. If the employee is disabled due to work and has been certified by the hospital and confirmed by the Labor Appraisal Committee, and has completely lost the ability to work, he may retire early from time to time.

To apply for early retirement, you need to submit the following materials: 1. Approval letter that the type of work the employee is engaged in falls within the scope of special types of work; 2. The employee's personal file; 3. The employee's personal retirement application report; 4. "Special Work Types for Enterprise Employees" "Approval Form for Early Retirement by Type of Work" and the company's announcement form; 5. "Roster of Active Employees of Ningbo Social Pension Insurance Coordination Unit" (i.e., continuous service length is deemed to be the payment period approval form); 6. Complete loss of labor due to illness or non-work If you are unable to retire or resign, you should provide your application and the "Ningbo City Employees' Inability to Work Appraisal Form"; 7. If you retire early due to policy, you should provide your retirement application, approval documents, enterprise bankruptcy ruling and other relevant supporting materials; 8. Special For early retirement of a type of work, if the employee's personal file does not fully record the number of years he has engaged in the special type of work, original relevant materials that can truly prove the type and number of years he has engaged in the special type of work must be provided.