Is it necessary to buy insurance when traveling abroad?

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Xiao Nuo’s answer:

Hello!

It is still necessary to buy insurance for protection when traveling abroad. Because people have a higher chance of accidental risks in unfamiliar environments, and their ability to assess risks will also be reduced. In addition, due to cultural differences between countries, conflicts can easily occur if you are not careful. It is recommended that you consider purchasing an overseas travel medical insurance with emergency rescue insurance. On the one hand, accidents during the trip are unpredictable. Having emergency rescue will allow you to get support as quickly as possible, whether it is in danger or money or documents. If it is lost, you can call the emergency rescue number to get rescue and get medical insurance. On the other hand, when applying for a visa to a Schengen country, there will be a requirement to purchase emergency rescue insurance and travel medical insurance with a coverage amount of no less than 300,000 yuan. It is recommended to check whether the country you are going to is a Schengen country before departure.