Traditional Culture Encyclopedia - Tourist attractions - Don't you need medical insurance to study in France? I didn't see it in the list of materials signed by China and Chile.
Don't you need medical insurance to study in France? I didn't see it in the list of materials signed by China and Chile.
Schengen insurance:
Schengen insurance can also be called tourist medical insurance. As a basic prerequisite for issuing a Schengen visa, all applicants must apply for Schengen insurance. According to the Schengen agreement, medical insurance must be provided when applying for a visa. All applicants must buy and show medical insurance before entering Schengen countries, otherwise they will be prohibited from entering the country. Tourism medical insurance in Schengen insurance must have the following points:
1. Schengen insurance must cover the cost of repatriation due to illness and the cost of first aid and emergency hospitalization. Including losses of at least 30,000 euros or 300,000 RMB.
2. Schengen insurance insurance must be valid throughout the Schengen area and during the tour. In other words, when buying insurance, both the travel date and the return date should be covered.
3. In individual cases, such as those who are obviously susceptible to illness, higher claims must be made according to the required amount of insurance.
4. In the case that the purpose of the trip is to see a doctor for treatment, it is necessary to separately prove who will bear the expenses.
In addition, there is no need to use Schengen insurance, because you have to pay insurance in France.
International students studying in France must pay medical insurance premiums, which vary from100 to 800 euros per year according to the age and nationality of the students and the level of insurance.
France is a country with a perfect social security system, and it also has a special medical insurance system for college students. International students and domestic students are treated equally in medical insurance. All students under the age of 28, who have studied in a recognized French educational institution for more than 4 months, can automatically join the social medical insurance system for college students. Insurance procedures should be handled together with administrative registration at the beginning of school. The insurance premium of 1 year is about 180 euros. Other types of students, who have been registered for less than 6 months, attend schools not recognized by insurance institutions, and are over 28 years old, must purchase a personal voluntary medical insurance from private insurance companies. According to different insurance companies and insurance projects, the annual premium amount is 150 ~ 550 euros. No matter what kind of medical insurance you buy, you must go through the formalities at the beginning of each year, and the medical insurance certificate is also one of the necessary materials for applying for a residence permit every year. The term of the insurance contract is 1 year, so it must be purchased once every academic year. Medical insurance in France includes reimbursement of outpatient service, medical expenses, home visits, laboratory tests, maternity, industrial accidents and other medical expenses. The proportion of social medical insurance for college students depends on the contract, and the part that exceeds the proportion will not be compensated. The amount of compensation shall be calculated according to the proportion of compensation agreed in the contract. For example: 80% ~ 100% of hospitalization expenses, depending on the severity of illness and the length of hospitalization; 70% of the treatment fee (treatment fee, doctor's on-site diagnosis fee); 35% and 65% of the cost of medical supplies, depending on the type of supplies; 60% of auxiliary medical expenses (physical medical care and nursing). Because social medical insurance institutions can't reimburse 100% of medical expenses, many students also participated in supplementary medical insurance. Mutual insurance institutions or private insurance companies can provide various types of supplementary medical insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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