Should Xiaohua Financial Collection Report to the Local Police?

The most authoritative help you can easily get in this respect is to call the legal aid hotline 12348.

If the other party has illegal acts such as usury, it can reduce part of the interest by suing the court. If the other party has no illegal acts such as usury, it is suggested to negotiate and formulate a specific repayment plan to gradually return the money. In fact, after the bank credit card is overdue, it is indeed possible for the collection personnel to come to the door, mainly depending on the overdue amount and time. The larger the amount, the more likely it is to come to the door. The other party said to take you to the police station to report the case. This possibility is relatively small, because the overdue amount of the credit card is less than 50,000, which does not constitute a malicious overdraft, and the other party is not qualified to report the case.