Traditional Culture Encyclopedia - Tourist attractions - Travel assistance insurance

Travel assistance insurance

At present, China Life Insurance Company, China Pacific Insurance Company and Taikang Life Insurance Company have all contacted the International (sos) Rescue Center to offer travel assistance insurance. If you buy this kind of travel assistance, you will get free assistance as long as you call.

Personal accident insurance for tourists. The premium of this type of insurance is 1 yuan, and the insured amount is 1 ,000 yuan, with a maximum investment of 10 at a time. The insurance period begins when you buy insurance and enter tourist attractions or scenic spots, and ends when you leave them. During the validity period of the insurance, if the insured dies, is disabled or loses physical function due to accidental injury, the insured shall pay all, half or part of the insured amount according to the regulations. This kind of insurance is suitable for travelers who take part in adventure tours, eco-tours and adventure tours.

Passenger accident insurance. The insurance premium of this type of insurance is calculated at 5% of the car and ship fares, and the insurance amount of each insurance is 20,000 yuan, of which the accident medical fund is 65,438 yuan+0,000 yuan. The insurance period begins when you check in or board the ship halfway and ends when you check out or disembark halfway. In case of death, disability or loss of physical function due to an accident within the validity period of the insurance, in addition to paying medical expenses as required, all, half or part of the insured amount shall be paid. Passengers should pay attention to: when traveling by car or boat, they can claim compensation from the insurance company once they are out of danger, because they have been insured when buying tickets.

Personal insurance for accommodation passengers. The insurance premium of this type of insurance is 1 yuan, and the insurance period is 15 days from the date of accommodation. You can renew your insurance when it expires, and you can insure more than one copy at a time. The insurance liability of this type of insurance is: the insurance premium for accommodation passengers is 5000 yuan; The insurance premium for accommodation passengers is 654.38 million yuan; Compensation to 200 yuan for personal belongings stolen or robbed by the lodging passengers. During the insurance period, if passengers die, become disabled or lose their physical function or their property is stolen or robbed due to accidents, foreign attacks, murders or to protect their own or others' lives and property, insurance companies will pay insurance benefits according to different standards. For safety reasons, passengers should pay attention to this insurance.