Do I have to buy insurance by taking Hami tourist bus?

No need to buy insurance. If you are participating in a group tour of a travel agency, according to the regulations of the National Tourism Administration, regular travel agencies must take out travel agency liability insurance. Once tourists participate in travel activities organized by travel agencies, they can enjoy the rights and interests of this insurance. Another kind of travel insurance is travel accident insurance, which is purchased by tourists voluntarily. Investment is risky, please make a careful decision.