Taikang 100 Yuan Accident Insurance Compensation Details

Taikang has a lot of accident insurance of 100 yuan, taking Taikang comprehensive accident insurance as an example.

1. Taikang's comprehensive personal accident insurance coverage age is 30-65 years old, the coverage period is 1 year, and the product price ranges from 100 yuan to 500 yuan.

2. The guarantee responsibilities include: the amount of accidental death or disability insurance is 65,438+10,000-500,000, the maximum amount of accidental injury medical insurance is 50,000, the drug is used within the social security scope, the deductible is 0, and 100% is paid.

The maximum accidental hospitalization allowance is 250 yuan per day.

3. The amount of accidental death or disability insurance is 6,543.8+10,000 yuan, the amount of accidental medical expenses insurance is 6,543.8+10,000 yuan, and the accidental hospitalization allowance is 50 yuan every day, with 0 deductible and 654.38+ 000% compensation.

4. Accidental disability: If the insured is disabled due to an accidental injury accident, the disability insurance money shall be paid in proportion according to the disability items and disability evaluation standards agreed in the contract.

5. When choosing accident insurance products, we should first pay attention to accidental medical treatment, because the probability of accidental injury is much higher than the probability of direct death/total disability, and the compensation threshold of accidental medical treatment is low.