How to buy travel insurance for the elderly abroad?

Hello! When buying travel insurance for the elderly abroad, we should not only pay attention to the insured amount, but also pay attention to the emergency rescue service and the guarantee period. The specific description is as follows:

1, the insured amount should be appropriate. Considering the consumption level abroad, some elderly tourists often choose insurance products with high insurance coverage when purchasing medical insurance, thinking that "high insurance coverage is good". In fact, when traveling to the United States, Singapore, Japan and other countries with high medical expenses, the amount of medical insurance coverage should not be less than 200,000 yuan; Traveling to Schengen countries in Europe, the overseas medical expenses should be at least 30,000 euros, which is 300,000 yuan; Travel to Thailand, Malaysia and other countries, if the trip is short, the insurance coverage of medical insurance is about 654.38+10,000 yuan.

2. Pay attention to emergency rescue and medical aid. Due to the physical condition of the elderly, the overseas insurance products insured by them should preferably include two functions: emergency rescue and medical treatment first. No matter if tourists lose their wallets, passports and child care after an accident, they can call the rescue hotline for help. Some large international insurance groups also provide Chinese services. When a sudden illness or accident abroad requires a large amount of medical expenses, the humanized medical advance payment function is particularly important. The insured can call the rescue number, arrange medical treatment through the rescue center and pay medical expenses in advance, so that the treatment can be carried out correctly and in time.

3. Pay attention to the warranty period. Overseas travel needs to pay attention to the problem of time difference, and the elderly should be more clear when taking out insurance, because this is related to whether their own protection can fully cover the whole process. Usually, the old people should take the departure time of the departure place as the starting point of the policy and the last return time as the end point of the policy, so that the whole process will be guaranteed.