A Chinese citizen was killed in Dubai. What can insurance do after an overseas disaster?

Recently, a Chinese citizen disappeared after arriving in Dubai, United Arab Emirates. After many days of investigation by the local police, it was confirmed that he was murdered and his body was found in the desert. The holidays are coming, whether you are traveling domestically or abroad, what can insurance do if you are in danger? Is it necessary to buy insurance before traveling?

Consular protection liaison officers are mainly composed of local overseas Chinese. They are not formal staff of the embassy or consulate, but are similar to volunteers, providing services to Chinese citizens.

What are the benefits of the “consular protection liaison officer” system?

Chinese citizens can be found in almost every large and medium-sized city around the world, and even in some villages and towns. However, embassy and consulate agencies and personnel are limited, so it is necessary to make full use of private channels. When Chinese citizens are in distress overseas, sometimes the embassy and consulate staff cannot arrive at the first time, so they can ask the liaison officer to check on the situation first.

How can we provide immediate help to Chinese citizens in distress abroad?

When in danger overseas, there are two channels to obtain timely rescue for yourself.

1. Ask the local Chinese consulate for help

When in danger overseas, ask the local Chinese consulate for help. The Chinese consulate will coordinate multi-party rescue resources and provide timely rescue to Chinese citizens. , after the formation of the consular liaison officer system, Chinese citizens can also seek help from the consular liaison officer. But the prerequisite is that when traveling overseas, you must obtain the contact information of the Chinese consulate and consular liaison officer in case of emergency.

2. Report the case to the insurance company that delivers the travel insurance

Another way to seek help is to report the case to the insurance company that delivers the travel insurance. The insurance company will contact and assist the Chinese Consulate. Rescue work will also provide tourists with follow-up emergency medical services and claims services. Therefore, even if you have asked the Chinese Consulate for help, you must report the case to the insurance company in a timely manner so that the insurance company can track the situation and file the case and settle the claim in a timely manner.

Who will pay for the losses caused by overseas distress?

After an overseas disaster, the insurance company will compensate the medical expenses incurred for medical treatment and the resulting property damage according to the relevant signed travel insurance contract. This requires tourists to report the case to the insurance company as soon as possible after being in danger, inquire about relevant claims matters, keep the documents and other proofs during the medical treatment process, and apply for claims after returning home.

When traveling overseas, the best result is to avoid accidents. This requires visiting a professional travel risk management agency before traveling overseas.

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