What kind of insurance do you usually buy for travel? What are the precautions for insurance?

With the continuous development of economy, people's income has also increased, and more and more people travel abroad. In order to increase the sense of security in travel, many people will configure an insurance for themselves. So what kind of insurance do you usually buy when traveling? Let's look at the introduction.

1, Travel accident insurance: This kind of insurance mainly provides traffic safety for tourists. During the insurance period, check in for tourists to the time of exit or the next time.

2. Personal insurance for tourist accommodation: This kind of insurance provides protection for tourists' accommodation. If passengers are lost due to accidents, foreign attacks or stolen or robbed property, insurance companies will pay insurance benefits according to different standards. Generally speaking, the insurance period is fifteen days from the date of check-in, and it can be renewed after the expiration.

3. Travel assistance insurance: In case of accident, it will provide timely assistance, which extends the general after-the-fact claims of traditional insurance companies and provides timely and effective assistance in case of accident.

4. Travel assistance insurance: This kind of insurance is usually very suitable for traveling abroad. In case of accidents or legal disputes caused by ignorance of local customs and regulations, tourists can get free assistance by just making a phone call.

5. Travel aviation accident insurance: When the insured aircraft is damaged due to natural disasters or accidents, causing personal injury or property loss to a third party or passengers on board, the insurance company shall be responsible for compensation.

Travel insurance insurance mode:

Travel insurance can be purchased through insurance company official website, online insurance product platform, insurance agent or insurance broker. Take buying from an insurance agent as an example:

1. You can contact a familiar insurance agent and tell them that you need to travel and take out travel accident insurance.

2. The insurance agent will send the appropriate product insurance link according to your destination, possible activities and budget during the tour.

3. After receiving the product insurance link, you can clearly understand the protection content, select the protection period, fill in the insurance information, and pay compensation.

Precautions for travel insurance:

When choosing travel accident insurance, you need to pay attention to choosing the guarantee period. Travel insurance is aimed at the protection during travel, and the protection period needs to cover the departure date at 0: 00 and the end date at 24: 00; Travel insurance also needs to buy enough insurance coverage, after all, high insurance coverage will have enough protection; In addition to basic accident protection, attention should also be paid to the protection of special accident risks, such as accident protection related to high-risk sports and plateau travel.