Do you know what the coverage of travel insurance is?

Accidents in life are always unpredictable, and the role of insurance is to reduce the losses caused by sudden and huge risks. Although people's awareness of insurance is increasing, their understanding of insurance knowledge is still very little. Taking an unforgettable trip is one of the important ways for many people to enjoy life. When traveling, there will be many unexpected situations, and not all travel accidents can be compensated through an accident insurance policy. If you want to travel, It is best to buy a travel insurance. What is travel insurance? What is the coverage of travel insurance? Let’s take a look.

1. What is travel insurance

Travel insurance, also known as travel accident insurance, is a comprehensive insurance related to travel. In fact, travel insurance is a type of insurance that an insurance company provides to protect travelers from any risk accidents that may occur during travel, resulting in injuries or losses. If you require hospital treatment due to an accident or acute illness while traveling, become disabled due to an accident while traveling, or die due to an accident while traveling, you will be covered. There are many types of travel insurance on the market. When purchasing, you need to choose the appropriate type of travel insurance based on your own travel needs. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. The coverage of travel insurance

The coverage of travel insurance is very large. If you want to break it down, it includes accident, illness, financial loss, medical treatment Fees, return charges, emergency assistance, etc. Roughly speaking, it is divided into four types: personal accident protection, medical expense protection, personal financial protection and personal legal liability protection. Personal accident protection is a pre-agreed amount given by the insurance company to the insured due to death or permanent disability caused by an accident. Medical expense protection is an insurance company that protects travelers from medical expenses incurred due to accidents during the trip. Most of them only cover medical expenses caused by accidents, but a small number of policies can also cover medical expenses incurred due to illness during the trip. coming medical expenses. Personal property protection covers financial losses caused by accidental damage or theft of property while traveling. Personal legal liability protection refers to the protection against claims against a third party due to personal injury or property damage caused by negligence of the insured during the trip.