How to buy international medical insurance

Some insurance companies offer medical insurance for traveling abroad, and policyholders only need to choose a product that meets their needs. In addition, studying abroad is different from traveling abroad. Studying abroad requires a long-term medical insurance. Travel is generally short-term. At this time, you can choose travel accident insurance, which not only protects accidents during travel, but also provides good medical protection. When it comes to medical insurance for studying abroad, schools usually recommend good medical products for students to choose from. If you choose to purchase them off-campus, you need to get the consent of the school. Therefore, just choose the medical insurance recommended by the school. Generally speaking, the protection is very good.

First: The definition of international medical insurance:

International medical insurance refers to overseas medical insurance, which is also called Schengen insurance or travel medical insurance in a sense. This is a required insurance for Schengen visa. Before going to Schengen, the insured must have medical insurance of at least 300,000 yuan (equivalent to 30,000 euros) in their own country. This insurance is valid during travel abroad and is key and necessary to obtain a European visa. Also known as overseas medical insurance, Schengen insurance or travel medical insurance, it is the insurance that must be obtained for Schengen visa.

Second: The coverage of international medical insurance:

The insurance coverage of international medical insurance not only includes medical compensation, but also includes accidental injury death, accidental injury disability, accidental burns, accidents Acute disease death, accidental financial assistance, accidental transfer expenses, accidental hospitalization expense compensation, etc., accident aftermath arrangement fees, overseas emergency outpatient clinics, accidental dental emergency outpatient clinics, relatives overseas aftermath, travel delay and loss certificates, arrangements for children's return, etc. are all included in the coverage. . Comprehensive and efficient, it is very suitable for people who are away from home for a long time.

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