Traditional Culture Encyclopedia - Tourist attractions - How to buy self-guided travel insurance for domestic travel?

How to buy self-guided travel insurance for domestic travel?

At present, self-guided tours are very popular among citizens. There is no hidden consumption and they can stop and go, making the journey more relaxed and enjoyable. However, the risks faced are not small. Before traveling, it is best to choose an insurance for yourself. So how to buy domestic travel insurance? First of all, you need to determine what your self-guided tour is, then you need to pay attention to the coverage and exemption clauses, and finally you need to choose a product that includes emergency assistance and cheap premiums.

First, determine the coverage. When applying for domestic self-guided travel insurance, the first thing you need to determine is where you are going to go and what you want to do, and then choose the protection content you need based on your itinerary. If you just want to take a walk, then ordinary travel accident insurance can meet your needs; if you need to go to multiple places, you need to increase the protection of traffic accident insurance; if it involves risky sports, such as horse riding, rock climbing, surfing and other sports, you need Buy high-risk sports insurance, because general travel accident insurance lists these sports as exempt. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at the latest list! Ranking of popular accident insurance among insurance companies across the country!

Secondly, compare the coverage and exemption clauses. This is related to the direct interests of the policy holder. The more coverage, the better, and the fewer exemption clauses, the better. For some of the riskier projects and high-risk sports mentioned above, many insurance companies do not cover them, and additional insurance requirements are required. In addition, special attention should be paid to traffic accident protection. Some travel insurances include conditions for double benefits in traffic accidents. Traffic accidents are more likely to occur. If you buy this insurance, you can get more compensation in the event of a traffic accident and avoid huge losses. As for the liability exemption clause, it is also very important. Everyone should read it carefully before purchasing insurance to understand which situations are not covered by the claim. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranked third among the top ten insurance companies in the country, it is best to choose an insurance company that can provide emergency rescue services. By buying insurance, you can get safety protection services and reduce losses when making claims afterwards. It would be best if the risks can be minimized so that the insured can get help in time, and emergency rescue services can just do that. Such effect. When you are in danger, the role of emergency rescue is particularly prominent. If you are late, you may miss the best opportunity for rescue. However, not all insurance companies currently provide emergency medical rescue services, and even if some do provide this service, there are regional restrictions. Some large insurance companies have done better.

Finally, compare the sum insured and the premium. A low premium means the cost you need to pay is low; a high insurance amount means the more compensation you can receive in the event of an accident.

Brother Bao’s Tip: How to buy self-guided travel insurance for domestic travel? Nowadays, many insurance companies have launched online insurance. The emerging online insurance has fewer procedures and is easy to operate. It is the preferred insurance channel for most people, especially young people. Not only is it convenient, but the direct sales channel can save intermediate costs and make the price more affordable.