Do I need to buy insurance for domestic group tours?

You must buy insurance. Generally speaking, tourists should buy four kinds of insurance when traveling:

Travel assistance insurance is a kind of insurance generally provided by domestic insurance companies, which is jointly launched by insurance companies and international rescue centers. Visitors can call for free assistance no matter where they are in danger at home or abroad.

Passenger accident insurance This kind of insurance mainly provides risk prevention services for tourists when they travel by means of transportation. 5% of the tickets and boat tickets purchased by tourists are used for insurance, and the coverage of each insurance is 20,000 yuan, including medical accident 1 10,000 yuan. The insurance period begins with check-in, boarding or disembarking.

It is best for tourists who travel personal accident insurance to participate in adventure tours and adventure tours. The premium of this kind of insurance is 1 yuan, and the maximum coverage can reach 1 ten thousand yuan. Each tourist can purchase the insurance of 10 at most. During the insurance period, tourists purchase insurance and enter tourist attractions and scenic spots until they leave.

Personal insurance for lodging tourists is per copy 1 yuan, and the insurance period is from the date of lodging 15 days. The warranty can be renewed after expiration, and each visitor can purchase multiple copies. The protection provided by this insurance mainly includes 5,000 yuan for lodging passengers, and 1 1,000 yuan for lodging passengers, and compensation for accidental damage or theft, robbery and loss of passengers' property to 200 yuan.

Personal accident insurance, a tourist, is compulsory insurance restricted by the national tourism administration in the form of departmental regulations. When traveling in a travel agency, tourists must be clear about their insurance rights.

If you have any other insurance questions, please come: protect more fish and talk about insurance.