Travel accident insurance types

The current travel accident insurance on the market mainly includes travel personal accident insurance, travel assistance insurance, passenger accident insurance, travel accommodation personal insurance, etc. Let’s take a look at the detailed introduction of these travel accident insurances.

Travel assistance insurance: Travel is a service after the insured is in danger, which allows the insured to receive timely and effective assistance. Regardless of whether tourists encounter danger anywhere at home or abroad, they can receive free assistance by calling a dedicated hotline.

Travel personal accident insurance: This is the most basic travel accident insurance, and the premium is relatively cheap. The insurance period of some specific insurances is from the time when tourists purchase insurance and enter tourist attractions and scenic areas until the tourists leave the tourist attractions and scenic areas.

Passenger traffic accident insurance: This type of insurance mainly provides risk prevention services for tourists when traveling by means of transportation. The insurance period of some specific insurances starts from checking in, entering the station or boarding the bus midway, and continues until the tourists Check in and exit the station or get off the ship halfway.

Outbound international rescue insurance. This type of insurance is usually jointly launched by insurance companies and international rescue centers. No matter whether tourists encounter dangers anywhere abroad, including accidental injuries requiring emergency medical assistance, theft, lost passports, etc., they can call to get assistance.

Travel accommodation personal insurance: The premium of this type of insurance is cheap. The insurance period starts from 0:00 on the date of accommodation. The insurance period is usually one week. The insurance can be renewed after the expiration. Each tourist can purchase multiple copies. Passengers can also receive corresponding compensation when their belongings are accidentally damaged, stolen, robbed, or lost.

Short-term comprehensive insurance for independent travel: Short-term comprehensive travel insurance can provide multiple protections such as accidental death and disability, accidental medical treatment, and accidental hospitalization subsidies. If an insurance accident occurs, multiple compensation payments can be made simultaneously for the original personal insurance and the insurance temporarily purchased before going out, provided that the insurance is compliant.