How to claim for death in scenic spots?

In the first case, the travel agency is responsible. Some analysts pointed out that if the travel agency can't prove that it has informed tourists about safety before entering the scenic spot and during the tour, it may be judged by the court as responsible and bear a certain proportion of compensation obligations. In this case, the insurance company should make claims through travel agency liability insurance.

In the second case, the scenic spot is responsible. If it is determined that the scenic spot is responsible and the travel agency and tourists themselves are not, then according to the public liability insurance clause, the accident belongs to the scope of insurance liability, and the insurance company should make compensation through public place liability insurance.

In the third case, scenic spots and travel agencies are not responsible. According to the Provisions on Several Issues Concerning the Application of Laws in the Trial of Tourism Dispute Cases issued by the Supreme People's Court, the actual case emphasizes that "the tourist himself is the first person responsible for safety". If tourists break into the forbidden area without authorization, the court may rule that the scenic spot and the travel agency are not responsible, but the tourists themselves are responsible. In this case, according to the insurance clause, the insurance company has reason to refuse to pay compensation.