Does travel accident insurance include altitude sickness? It depends on the type of accident insurance.

Many people buy travel accident insurance when they travel. For those who plan to travel or work in high-altitude areas, altitude sickness is a problem that needs attention. So does travel accident insurance include altitude sickness?

Does travel accident insurance include altitude sickness?

Not necessarily, plateau travel insurance must include it.

Travel accident insurance is an insurance product designed to provide tourists with financial protection in the event of an accident during the trip. However, there is no unified answer to the question of whether travel accident insurance covers altitude sickness.

Generally speaking, the coverage of travel accident insurance includes accidental injury, illness, emergency medical assistance, emergency medical transfer, emergency medical expense reimbursement, etc.

For the special case of altitude sickness, different insurance companies and insurance products may have different regulations and terms. Therefore, before purchasing travel accident insurance, you should carefully read the terms and conditions in the insurance contract to understand the insurance company's coverage and conditions for altitude sickness.

Is altitude sickness accident insurance a claim?

It depends on how the contract stipulates.

Although altitude sickness does not fall into the category of accident insurance, some travel insurance does include protection against altitude sickness. This is because altitude sickness is a common health problem at high altitudes and is a risk for those who travel or work at high altitudes. Therefore, some insurance companies will add altitude sickness protection to travel insurance to meet customer needs.

However, it should be noted that altitude sickness protection usually has certain limitations. The insurance company will stipulate the coverage, insurance amount and claim settlement conditions for altitude sickness based on the insurance contract. Generally speaking, insurance companies will require the insured to seek medical treatment promptly and provide relevant medical certificates when altitude sickness occurs in high-altitude areas. Only by complying with the provisions of the insurance contract can you obtain corresponding claims.