How to avoid the annual fee for Everbright Credit Card?

How to waive the annual fee for Everbright Platinum Card 1 188?

The annual fee of China Everbright Credit Card 1 188 yuan can be deducted by points. According to the credit card regulations of China Everbright Bank, before 202 1, 12, 3 1, the annual fee of Platinum Card will be charged at 1 188 yuan/year, which can deduct 500 yuan and 654.38 million points, and directly deduct 200,000 points in the following year. When deducting money, you can call the customer service phone of Everbright Credit Card, transfer to manual customer service, and apply to the customer for points to deduct the annual fee.

If Everbright Credit Card needs to charge an annual fee of 1 188 yuan, it means that this credit card is a platinum credit card of most banks, and only platinum cards will charge an annual fee of1/88 yuan. It should be noted that if the cardholder does not have enough points to deduct the annual fee, the annual fee will be deducted directly from the credit card limit.

1. There are many kinds of credit cards in China Everbright Bank.

1. Sunshine Business Travel Platinum Card;

2. Golf Platinum Card;

3. Platinum card jointly signed by airlines and passengers;

4.Ulumujiwo Everbright Card Platinum Card;

5. Shanghai Everbright UnionPay Classical Music Theme ic Platinum Card;

6. Changchun Pacific Insurance Co-branded Platinum Card;

7. Changchun Yanji Department Store Joint Deposit and Loan Integrated IC Platinum Card;

8. Chengdu Everbright Baozhong Tourism Joint Border Platinum Card;

9. Changchun Tourism World Joint Deposit and Loan Integrated IC Platinum Card;

10. Xiamen Chunhui Tourism Co-branded Credit Card Platinum Card;

1 1.5 1 Buy a joint platinum card;

12. Dalian Pratt & Whitney Tourism IC Platinum Card;

13. Smart business credit card;

14. UnionPay multi-currency platinum card;

15. Yanhuang Platinum Card;

16. Lehuijin quasi-credit card, etc.

Most of the above are platinum cards for joint cooperation. The specific characteristics and benefits are related to the cooperative company. The cooperation between banks and companies is a win-win relationship. You can look at the characteristics of each card and choose what you want to do.

Secondly, there is an IC platinum card, so what are the benefits of this card?

1. The annual fee is relatively high, but you can exchange points for annual fees.

2. The points obtained are double, and there are activities such as giving away points on cardholders' birthdays or special festivals.

3. Enjoy the VIP reception hall at the airport.

4. You can enjoy automobile road rescue service.

5. You can enjoy travel accident insurance by spending 80% of your travel expenses or travel expenses with a platinum card.

6. You can enjoy the preferential subscription service of designated golf courses.

Platinum card belongs to high-end business, which is generally characterized by special plane access, exclusive rest area, cooperation with professional hospitals, and cooperation with some leisure places, such as golf courses. The disadvantage is that if the consumption does not meet the requirements of the joint card, the annual fee will be generated, which is also relatively high, ranging from 300 to 3000.

Extended data

China everbright bank platinum card application conditions:

1. Anyone who has reached the age of 18;

2. Have full capacity for civil conduct and a legal and stable source of income;

3. Individuals with good credit can apply to the bank's card issuer with their valid identity documents.

Is there an annual fee for Everbright Credit Card?

There is an annual fee, but the annual fee can be reduced if it meets the requirements.

First, China Everbright Bank credit card annual fee collection standard:

Personal Puka MasterCard: 80 yuan/year; Sub-card: 40 yuan/year:

Personal gold card master card: 200 yuan/year; Sub-card: 80 yuan/year:

Unit master card: 2000 yuan/year;

Second, Everbright Bank Credit Card Free Annual Fee Policy

Everbright Credit Card is exempt from the annual fee in the first year, and it can be exempted from the annual fee as long as it is swiped three times in the following year. As long as the football card sleeve and the focaca sleeve are brushed three times, the annual fee can be avoided for both large and small cards. In addition, online transactions also calculate the number of consumption.

Everbright Credit Card:

The benefits of Everbright Credit Card itself are more cost-effective. The credit card business of China Everbright Bank is the industry leader among many domestic banks. Everbright Credit Card not only has high card handling efficiency and fast card issuing speed, but also has first-class benefits. The standard credit cards of China Everbright Bank are divided into ordinary cards and gold cards. The issuance amount of ordinary cards is about 5000, while the initial amount of gold cards can reach between 13000- 15000. Puka quota: 3000-10000; The gold card amount is:10000-50000; Platinum card limit: 50000-300000.

China Everbright Bank does not charge an annual fee for its credit card in the first year. From the second year, you can avoid the annual fee as long as you swipe your card more than three times. Other banks require cardholders to spend more than 6 times. Everbright Bank has been deeply loved by many consumers, and there are also many preferential activities, and all kinds of points are exchanged and fully cashed back.

Benefits of Everbright Credit Card:

1, password consumption, safe and reliable;

2. Reward customers and keep exciting;

3, one card and two coins, universal;

4. RMB settlement of overseas credit cards;

5. Repayment in RMB in consumption abroad;

6. Convenient cash withdrawal at home and abroad;

7. A variety of repayment methods;

8. Consumption first, then repayment;

9. Interest-free repayment period;

10, no guarantor, no deposit;

1 1, temporary credit line increased;

12, reporting loss is zero risk.

The disadvantage of Everbright Credit Card is that it is difficult to increase the limit. The general credit limit of Everbright Credit Card is around 1 1,000, but the upper limit of 50,000 is more difficult. Although Everbright Bank has the shortest adjustment cycle among all banks, the adjustment range is very low.

China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of Sunshine Card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange, which makes your credit card more worry-free.

If you don't understand the rules of reduction and exemption, you will lose a lot.

The charging standard of annual credit card fee is the most important information that cardholders need to pay attention to when choosing to apply for a credit card. If ignored, it is easy to miss the opportunity of annual fee reduction. If you want to apply for a credit card of China Everbright Bank, let's take a look at the annual fee standard of China Everbright Bank's credit card and how to reduce the annual fee.

I. China Everbright Bank Credit Card Annual Fee Standard

1. Annual fee for Puka: 80 yuan as the main card and 40 yuan as the auxiliary card;

2. Gold card annual fee: 200 yuan as the main card and 80 yuan as the supplementary card;

3. Annual fee for titanium card: 300 yuan as the main card and 300 yuan as the supplementary card;

4. Platinum card annual fee: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;

5. Annual fee of diamond card (Zunshang card): 2,500 yuan/year for the main card and 0/.500 yuan/year for the auxiliary card;

6. Unlimited card annual fee: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card;

7. Annual fee for UnionPay Golf Gold Card, Ruyi Sambo Credit Card, Fu Credit Card, Fu Credit Card Gold Card and Green Zero Carbon Credit Card: each set of 200 yuan per year;

8. Annual fee of football card: 150 yuan/year per set;

9.DIY card annual fee: 80 yuan/card/year;

10. Annual fee for platinum card of regional characteristic co-branded card: 500,000-6,543.8 million yuan, 680 yuan/year; 1-300,000 yuan/year; 300,000-500,000 RMB/year; More than 500,000 yuan, 3,500 yuan/year;

1 1. Annual fee of unit card: 2000 yuan/year.

2. China Everbright Bank's credit card is free of annual fee.

1. Capka and gold cards of big banks are free of annual fees in the first year, and they can be exempted from annual fees as long as they are swiped three times in the following year. Football card sets and focaca sets can be exempted from annual fees as long as they are brushed three times.

2. In March 2004 1, 2065438, all cardholders who have successfully applied and been approved can reduce the annual fee for the first year. For the platinum credit card applied for on March 20 14 1 day, the annual fee for the following year can be reduced if the cardholder spends over 50,000 RMB in any billing year; For platinum credit cards applied after March 20 14 1, the principal cardholder can spend 12 times in any billing year, and the annual fee for the following year can be reduced or redeemed with 60,000 credit card points.

How to exempt the credit card of China Everbright Bank from annual fee?

China Everbright Bank credit card can be exempted from annual fee if it meets the conditions of annual fee exemption, provided that:

1, Jinpuka: the annual fee is free in the first year, and the annual fee is free in the following year if the accumulated consumption reaches 2,000 yuan or three times in that year;

2. Titanium card: free of annual fee in the first year, and free of annual fee in the following year after spending 6 times in the current year.

What is the annual fee for the joint credit card of Everbright Card members? How to waive the annual fee?

Everbright Bank and Beijing Municipal Traffic Card Co., Ltd. jointly create a joint credit card for members of Everbright Bank Card, which mainly focuses on the rights and interests in the recharge card, such as the monthly recharge card APP 100 minus 20. If you want to start with this credit card, it is recommended to know the charge of the card before applying. Then, what is the annual fee for the joint credit card of Everbright Card members? How to get rid of the annual fee?

The annual fee for the joint credit card of Everbright Card members is UnionPay Gold Card, and its card annual fee collection standard and annual fee exemption policy are as follows:

200 yuan/year for the main card and 80 yuan/year for the auxiliary card;

The annual fee is free in the first year, and the annual fee in the second year is reduced by three in the same year.

As can be seen from the above, although the annual fee for joint credit cards of Everbright Card members is as high as 200, the annual fee is exempted in the first year, and the annual fee can be reduced or exempted through the number of card issuance. Therefore, there is no great annual fee pressure for you to open the card. You can throw it away as long as you swipe it three times a year. Not to mention the place where this card is swiped is not fixed. You can swipe your card online or offline.

Of course, if you don't open the card after you get it, you don't have to worry about the annual fee. I'm afraid you forget to swipe your card after opening it, making your credit card a sleep card. If you don't swipe your card enough times each year, the bank will directly deduct the annual 200 yuan fee from your credit card limit. And if your credit card is charged, but you don't repay it on time, once your credit card is overdue, it will affect your personal credit.

What is the annual fee for the joint credit card of Everbright Card members? How to avoid annual fees? Related introduction. In short, the annual fee for the joint credit card of Everbright Card members is the main card in 200 yuan every year, but the annual fee for the following year can be waived if the card is swiped three times in that year, and no annual fee is charged if the card is not opened.

So much for the introduction of how to avoid the annual fee for Everbright Credit Card.