Traditional Culture Encyclopedia - Tourist attractions - What is overseas insurance?

What is overseas insurance?

Exit insurance is the insurance that needs to be purchased when traveling abroad. Exit insurance can be overseas insurance, overseas travel insurance or overseas travel insurance. At present, in addition to accidental injuries, overseas travel insurance also includes medical compensation, travelers' personal belongings, personal money, travel delay, lost travel documents, luggage delay and so on. The most important guarantee of overseas travel insurance lies in overseas travel rescue insurance.

The specific contents of exit insurance guarantee responsibility are as follows:

1, overseas rescue service:

(1) medical assistance: including telephone medical consultation, introducing medical service providers, arranging medical treatment, monitoring health status during and after hospitalization, transporting essential drugs, arranging emergency medical transport, arranging emergency medical repatriation, arranging transportation of remains, arranging minor family members to return to China, and ensuring medical expenses incurred during hospitalization.

(2) Travel assistance: including information on vaccination and visa requirements, translation introduction, luggage loss assistance, passport loss assistance, arrangement of meeting with lawyers, emergency travel service assistance, emergency translation assistance, arrangement of bail bond, embassy introduction and delivery of emergency documents.

2, accidental death, disability insurance protection;

3. Rescue insurance;

4. Medical expenses insurance.