Can I pay by credit card in Hong Kong?

Can UnionPay credit cards be used in Hong Kong

UnionPay cards can be used at almost all merchants in Hong Kong.

For details, you can go to the official website of UnionPay International, click "UnionPay Cards Around the World" at the top left of the page - select the country or region you want to visit to view local card usage tips.

UnionPay official website

The above content is for reference only, the specific path is subject to the page display.

Can credit cards be used in Hong Kong?

Yes, in Hong Kong, most people will choose to make transactions through credit cards and choose UnionPay online transactions. Hong Kong dollars are directly transferred to RMB and the exchange rate is the UnionPay exchange rate on the day when the card is swiped. There is no currency conversion procedure. fee, so you can bring a credit card with a UnionPay single logo

In case the merchant cannot provide the UnionPay network, it is recommended to bring another full-currency credit card. I used the CCB Global Hot Purchase Credit Card, which besides Foreign currencies are automatically transferred to RMB and there are no currency exchange fees. It also has an EMV chip, which is relatively safe to use at overseas physical merchants, and there is no annual fee~

Only credit cards with the UnionPay logo can be used Can it be used in Hong Kong?

Can credit cards with only the UnionPay logo be used in Hong Kong

As long as the card has the UnionPay logo on it, all UnionPay cards, including debit cards and credit cards, can be used in Hong Kong. , it can be said that the vast majority of merchants in Hong Kong now support UnionPay.

1. Domestic credit cards use the UnionPay route in Hong Kong. There is no formality. The payment is in foreign currency and the bill is shown in RMB. Exchange rate competition has been done;

2. Domestic credit cards use the VISA route in Hong Kong, and there is a handling fee. The payment is in foreign currency, and the bill is shown in US dollars.

Can a Bank of China credit card with the UnionPay logo be exchanged for lira in Turkey?

If the credit card has only the UnionPay logo, you can withdraw the local currency from a UnionPay teller machine in the country of travel. The cash withdrawal fee and single-day cash withdrawal limit shall be subject to the announcement of the card issuing bank.

Can credit cards with UnionPay logo be used directly in Vietnam?

Credit cards with UnionPay logo can be used at POS machines with UnionPay logo in Vietnam, but there will be great restrictions.

1. Generally speaking, POS machines are very popular in Vietnam, but there are not many UnionPay machines.

2. There are relatively many UnionPay POS machines in Ho Chi Minh City, and it is more convenient to use credit cards with the UnionPay logo. However, in Nha Trang, Da Nang, Hanoi and other places where Chinese people go more, it is basically impossible to use UnionPay cards. Use credit cards to make purchases, as the most common bank card organizations in Vietnam are VISA, Master and JCB.

3. When going to Vietnam, it is best to bring credit cards with VISA logo and MasterCard logo.

Tips:

When swiping a card in Vietnam, if you use a non-UnionPay line, you generally do not need to enter a password for verification.

Can credit cards with the JBC logo of China Construction Bank be swiped on UnionPay equipment

Hello, if you only have the JBC logo, you can only swipe the card on JBC equipment

Japan Can I swipe a credit card with the UnionPay logo?

You can swipe UnionPay cards directly in most large shopping malls in Japan. Many large electrical appliance malls will give you a 5% discount if you swipe a UnionPay card. duty free. (Tax-free is only for short-term visas.)

Can mainland credit cards be used in Hong Kong?

When you go to Hong Kong, you’d better bring a dual-currency card, either Master or Visa. Generally, large shopping malls and hotels have UnionPay POS machines. You have to ask the cashier to use the UnionPay line, so you only need to change Hong Kong dollars into RMB.

Some shops in Hong Kong do not have UnionPay lines, so you need to swipe Master or Visa (both are available), but you will be charged a foreign exchange conversion fee, which is the fee for converting Hong Kong dollars into US dollars first, and then click and add this Amount of USD converted into RMB. Different banks are different. China Merchants Bank 1.5%, Shanghai Pudong Development Bank 2%, Bank of Communications 1.75%, Minsheng 1.1%, Bank of China 1.0%. For example, if you use a Bank of China card to buy something for HK$100 through the visa line, you will have to pay back the equivalent of HK$101 in US dollars ( If you don’t have US dollars, you can convert it into RMB.)

But it depends on the situation. The last time I bought something at Sasa, I used the UnionPay line. Later I saw that I could get a 30% discount using visa, so I asked the salesperson to write a UnionPay refund form. Using visa, although there is a foreign exchange conversion fee, it is still much cheaper.

Another: Some Hong Kong people don’t understand Chinese. They may look Chinese to you, but they may be from Singapore, Malaysia, etc. If you say they don’t understand UnionPay, you have to tell them the English abbreviation of UnionPay: CUP.

Can I use debit cards with the UnionPay logo in Hong Kong?

Hello! Can. It can be used at ATM machines.

Basically, any debit card is acceptable, as long as it has the UnionPay logo. Those big stores are no problem. If you pay a deposit at the hotel, you may need to use a credit card, but not a debit card.

Can I use a UnionPay-only credit card to register for FRM?

Credit cards require: in most cases, people with full capacity for civil conduct (citizens over 18 years old in mainland China) ) and have certain direct financial resources, can apply for a credit card from the card-issuing bank; to apply for a credit card, citizens must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, corporate guarantee and personal fund guarantee

For UnionPay cards (credit cards) with the VISA logo, are there any handling fees for swiping the card in Hong Kong?

It depends on which channel you take. When swiping a card for consumption, no matter whether you use the UnionPay channel or the VISA channel, there will be no handling fee for swiping the card. But if you go through the VISA channel, the accounting currency is not RMB, and if you want to exchange money in RMB, there will be a handling fee when exchanging RMB for foreign currency. If you use the UnionPay channel, there will be no exchange fee, and Hong Kong dollars will be directly recorded as RMB.

Can Hong Kong use mainland credit cards?

Question 1: Can Hong Kong use mainland credit cards for shopping? Question: I’m going shopping in Hong Kong on New Year’s Day. I don’t want to bring too much cash with me. Can I use a mainland credit card? What about debit cards? Answer: Yes, VISA or UnionPay (MASTERCARD) cards are accepted in Hong Kong. When using UnionPay cards abroad, be sure to recognize the "UnionPay" logo posted on merchants or bank ATMs. Only places with the "UnionPay" logo can accept UnionPay cards. Overseas, the same merchant may have multiple acceptance networks, so when shopping with a card, it is best to remind the merchant that you want to settle through the UnionPay network. Debit cards with the UnionPay logo can also be used. Here are a few tips that I hope will help you! First of all, when shopping in Hong Kong, you can use mainland bank cards or credit cards. When traveling to Hong Kong and other places, try to use dual-currency credit cards. “Consumers can bring a small amount of foreign exchange when traveling abroad to prepare for small purchases such as taking a taxi or buying snacks. For large purchases, use a dual-currency credit card. The biggest advantage is that consumers can use the overdraft function of the credit card to fully enjoy the benefits of the credit card. Interest-free period. Financial experts say that most domestic dual-currency credit cards are dual-currency cards of RMB and U.S. dollars. When using this kind of credit card to make purchases abroad, you need to convert local currency into U.S. dollars, and then convert U.S. dollars into RMB. Therefore, it is best for consumers to choose a credit card in the corresponding currency according to the currency used by the travel destination. For example, when traveling to Europe, consumers are best to bring one. Dual-currency cards in RMB and Euro. Secondly, it is best to use UnionPay cards when traveling to Hong Kong. Currently, UnionPay cards are accepted in more than 90% of Hong Kong areas, and UnionPay usually converts Hong Kong dollars into RMB based on the exchange rate on the day when the card is swiped. RMB, and there is no currency conversion fee; while consumers traveling in Hong Kong need to pay a currency conversion fee of about 1.5% of the consumption amount if they use VISA, MasterCard and other foreign cards for shopping. Finally, there are many ways to repay overseas card purchases. .

Question 2: Can I use mainland credit cards in Hong Kong? Or can I only use UnionPay cards? All domestic credit cards can be used under normal circumstances.

Question. Three: When you use a mainland credit card to pay for something in Hong Kong, do they settle the payment in RMB or Hong Kong dollars? If you use the UnionPay route, it will be settled in RMB, and there is no currency conversion fee. If you use the VISA or MASTER route, you will be charged in currency. There is a conversion fee. If you choose to swipe a card, it is best to swipe UnionPay. If you want to be more economical, it is best to exchange Hong Kong dollars in the mainland and then go to Hong Kong, because you will suffer a loss if you go to Hong Kong to exchange RMB for Hong Kong dollars. Coming to Hong Kong. Before I went there, I exchanged 95 RMB for 100 HKD. After arriving in Hong Kong, it was 103 RMB for 100 HKD, and 106 RMB for 97 HKD. In short, it differs from region to region, so my personal recommendation is to exchange it. If you need to exchange Hong Kong dollars for consumption in the Mainland, if you are shopping in Hong Kong, the best choice is to use Yinlian.

Question 4: Can I use a Mainland card to make purchases in Hong Kong? Bank cards or credit cards with the UnionPay logo can be swiped in Hong Kong or Macau, and Hong Kong dollars or Portuguese dollars can be converted into RMB according to the exchange rate of the day. The above is what Macau Huafeng Real Estate++ tells you

Question 5: Shopping in Hong Kong. Can you swipe a mainland credit card? Hong Kong generally accepts RMB. If your card is a single-currency card, look for a POS machine with the UnionPay logo to swipe it. If it is a dual-currency card, it is best to swipe it with a UnionPay card. The fee is low, such as MasterCard and Visa. Such card organization fees are high.

Question 6: Can mainland credit cards be swiped in Hong Kong? Whether it can be swiped depends on the channel. VISA, MASTER, UnionPay, etc. are cross-border credit card settlement channels, and China is now the most popular. The most popular one is UnionPay, and VISA seems to be the most widely used internationally. Domestic banks can basically issue VISA and MASTER credit cards, but there is no guarantee that all card types have international channels. Most stores in Hong Kong have UnionPay channels, but there are also many restaurants that do not accept UnionPay.

So please pay attention to the sign posted on the door

Question 7: Can you use a mainland credit card when going to Hong Kong? How much cash can you bring with you when going to Hong Kong? First of all, if you spend money, you must give priority to paying by card. It is not cost-effective to give cash because you can exchange Hong Kong dollars. The exchange rate has been lost. Whether it is a credit card or a debit card, the current exchange rate is the UnionPay card. Generally, single-currency UnionPay cards start with 62. If you use dual-currency cards, look for the UnionPay logo. And you must swipe UnionPay, because UnionPay converts according to the real-time exchange rate. If you swipe VISA or MASTER, you will exchange Hong Kong dollars for U.S. dollars and then for RMB. You will lose a certain price difference in the middle, and you may have to pay back U.S. dollars when you repay. More troublesome. So when you swipe your card, you must tell the cashier that you want to swipe UnionPay.

2) Second, let’s talk about the benefits of using credit cards. Credit cards have points. In addition, some credit cards (such as China Merchants Bank and Bank of Communications==, some of which cooperate with shopping malls, will give you cash back when you spend a certain amount, or give you hundreds of shopping cards), you can go to their official website to see the rules of the activity. Moreover, some shopping malls will give you gifts if you use electronic cash (i.e. swipe a card) for a certain amount~~~So, feel free to swipe your card~~

3) Recommend a magical card for going abroad--Huaxia With this card, the first overseas cash withdrawal every day is free of charge and the real-time exchange rate is provided. This card is free of annual fees, various handling fees, and SMS fees throughout the year. It is very good for long-term use when traveling abroad and is a must-have for travel.

Question 8: Can I use mainland credit cards to buy mobile phones in Hong Kong? Yes, any one with the UnionPay logo, visa logo, or master logo can be used.

Question 9: Can I use a mainland UnionPay card in Hong Kong? If I am using a China Merchants Bank Mainland UnionPay savings card, it can be used on overseas machines with the UnionPay logo. When withdrawing money, 0.5% of the transaction amount will be charged in RMB. The minimum fee for a single transaction is RMB 10 (no discount). There is no handling fee for POS consumption.

Question 10: If I spend Hong Kong dollars on a credit card in Hong Kong, can I pay back RMB in mainland China? Yes, you can pay in RMB even if you pay in US dollars

Can CCB Visa Single Label Credit Card be used in Hong Kong?

Yes. The CCB visa single-label card refers to a credit card launched by China Construction Bank with only the visa logo. It is a full-currency card. No matter what currency the consumption is, it will be recorded in RMB. The CCB visa single-label card can be used in Hong Kong, China, and is supported by Hong Kong, Macao and Taiwan. UnionPay, so domestic credit cards are accepted smoothly.

That’s it for the introduction of whether credit cards can be used in Hong Kong.