Can I use Alipay when traveling abroad? How can I save money with Alipay when traveling abroad?

Nowadays, Alipay is basically not available in China. Everyone will definitely use Alipay when going out, whether taking a bus or going shopping. Do you think Alipay is used in China and Alipay is used abroad? ?Let’s take a look at the relevant information.

Can I use it?

Yes, Alipay has been opened in many foreign cities now, so you can use Alipay directly when you go there, as long as Alipay is opened locally. It can be used.

How to save money

I recently traveled to Japan and personally experienced the convenience and benefits of Alipay for overseas food and shopping. Today I will share with you a guide to using Alipay overseas.

Enter Alipay’s “Going Abroad Essentials” functional area and switch to your region.

The detailed classification of the food area can accurately locate your taste. Whether it is preferential information or per capita price (dual currency display of RMB and local currency), everything is clear at a glance.

In addition to regular maps and navigation, Alipay also thoughtfully set up a way card to facilitate consultation with local residents.< /p>

As a payment tool, Alipay is so considerate when it comes to food, and the main battlefield should not be underestimated.

The shopping area is divided into different entrances according to the characteristics and cooperation projects of each country, including SPA in Bangkok, Printemps Department Store in Paris, BicCamera and Lawson in Tokyo, etc.

If you don’t have a specific preference, just choose shopping and start shopping at a good store nearest you. Right.

My friend recently went to Japan and said that there are too many discounts on Alipay during the summer.

The cashback for Huabei activities can be up to 15% (maximum 200, for well-known brands). The store has a voucher worth at least 50 yuan, or you can enjoy a tax-free discount of 8% + 5%.

Lawson convenience stores everywhere have bonuses and red envelopes for every purchase, and the bonuses can be spent overseas. Use.

In addition, you have to consider exchange rate issues for overseas consumption. Exchange currency or use credit cards (UnionPay, Visa, MasterCard) before leaving the country. Each has its own advantages and disadvantages. It may be difficult to control the exchange amount and the exchange rate of credit cards fluctuates. etc.

To put it simply, UnionPay settles the payment in RMB on the day of payment, while Visa and MasterCard (hereinafter referred to as V/M) need to agree with the bank that overseas consumption will be settled in RMB, otherwise they need to purchase foreign exchange on the repayment day. For repayment, V/M consumption will be settled at the U.S. dollar exchange rate on the day of repayment, and at the RMB exchange rate on the repayment day (that is, settled twice, and the handling fees will be inconsistent depending on the region and bank.

However, Alipay consumption, Settlement is based on the real-time RMB exchange rate and enjoys preferential exchange rates. After careful comparison by AppSo (WeChat public account AppSo), platinum members and above enjoy superior exchange rates, which are better than the foreign exchange prices listed by Bank of China and Shanghai Banking Corporation, and there is no handling fee.

< p>If you don’t have credit card promotions or points habit, you can still consider paying with Alipay. After all, saving real money is the best way.

After happily enjoying overseas travel, there is one thing you can’t do. Forget: tax refund.

In most Japanese shopping malls and duty-free shops, tax refunds can be made directly at the checkout counter or tax refund service area after the amount is reached.

But in Europe and Canada, tax refunds are available. In other areas, there are tax refund methods such as on-site tax refund and tax refund after airport customs inspection. Friends with travel experience will find that sometimes at the airport, there is not enough time to even visit the duty-free shop, let alone wait in long lines for tax refund.

Alipay has opened a tax refund strategy at European airports. Just fill in the mobile phone number and passport information bound to Alipay on the tax refund form, stamp it with a customs seal, and take the tax refunded goods to the airport tax refund counter to scan the Alipay QR code , the RMB tax refund can be credited to Alipay immediately.

There is no need to wait in long lines or currency conversion fees. It will arrive in real time. Not only is it a penny, but there are also discounts. Yes, there are even discounts on tax refunds, and I feel like I’ve made another huge profit.

Now that the tax refund strategy has been opened to Europe and South Korea, friends, don’t forget to refund the tax.

Regarding overseas consumption, banks need to report information on overseas transactions of more than 1,000 yuan with domestic bank cards.

Although it is only data collection, for the sake of personal data security, such matters involving personal privacy information should be kept as little as possible.

Currently, information on overseas consumption exceeding the equivalent of RMB 1,000 through third-party payment institutions such as Alipay and WeChat will not be collected.