How to buy travel insurance online

To buy travel insurance online, you can find travel insurance on the insurance company’s APP, official account, or some travel websites. After choosing a reliable purchasing channel, you can choose based on short-term travel, long-term travel, domestic travel, and overseas travel.

1 Short-term travel

When choosing short-term travel insurance for short-term travel, you should pay attention to the insurance period. The number of days of the insurance period must be equal to or greater than the travel period. If you are traveling by car, you should also choose "people and vehicle insurance", which has a wider coverage. If your trip involves high-risk items, you should also choose a product that covers high-risk activities.

2 Long-term travel

Accident insurance is indispensable for long-term travel. Travelers can choose accident insurance from major insurance companies, which can basically guarantee their travel safety. . Then you can choose traffic insurance, trip delay insurance, etc. according to your specific travel style.

3 Domestic travel

Domestic travel is almost a short-term trip. You can refer to short-term travel insurance for how to purchase insurance. If it is a relatively long-term domestic travel, general comprehensive accident insurance will provide immediate coverage. If you want to increase the amount of insurance or want to increase protection against the risk of acute illness during travel, you can purchase another short-term travel accident insurance to supplement it.

4 Overseas travel

For overseas travel insurance products, insurance companies often cooperate with rescue agencies. Rescue agencies directly provide rescue services overseas. The insurance amount is higher and the protection items are more comprehensive. . In addition to the liability for accidental injury and acute illness, some insurance types also have additional liability for luggage delay, flight delay, loss of documents, etc.

Test your risk resistance index and experts will interpret it for you for free!