How to buy accident insurance for overseas travel?

There are many kinds of accident insurance, so you can't just buy one. Choose the travel accident insurance that suits you, and pay attention to the following points:

1. medical insurance amount

If it is a domestic tour, the general medical insurance coverage can be 30,000-50,000, and if it is a foreign tour, it can be more than 300,000.

2. Emergency rescue

During the trip, if there is an emergency, it can be rescued through emergency rescue, and the insurance company can bear these expenses. Such as sudden illness and traffic accidents.

3. High-risk sports

It is inevitable that you will encounter some high-risk projects that you dare not play but want to play, such as exploring in no man's land, boating, diving, rock climbing, hot air balloon and so on. Therefore, it is best to insure some exciting sports with high risk coefficient, but some products can only guarantee the designated high-risk sports, so read the insurance instructions carefully before buying.

4. Flight delay, lost luggage, personal responsibility

These guarantees are icing on the cake and can meet the different needs of individuals. You can get some compensation if your luggage is lost or your flight is delayed.

5. Pay attention to the protected areas.

The protection areas of general travel accident insurance are divided into domestic and overseas, and some products may be restricted by provinces or destinations. For example, Hainan province or plateau areas are not covered.