Is it better to buy insurance from a travel agency or buy it yourself during the Spring Festival?

Hello, personal accident insurance, you'd better insure yourself. It is a responsibility to yourself, to your family and to your family, and it is an expected investment to nip in the bud. It won't cost much in another year, and you can afford it. No matter what you do when you go out, you don't have to spend time thinking about whether you need to buy accident insurance.

First, there is generally no need to buy insurance when traveling with a group. Regular travel agencies are generally insured with travel agency liability insurance, and the coverage is as follows:

1. Responsibility for personal injury or death of travelers; 2 tourists' liability for compensation for the transportation and medical expenses incurred by the treatment; 3. Responsibility for handling the death of tourists and repatriating the remains; 4. Necessary rescue expenses of tourists, including relatives' visiting expenses (including reasonable transportation and accommodation expenses) when necessary, and the return expenses of accompanying minors, etc. ; 5. Liability for loss, damage or theft of passengers' luggage; 6. Legal fees caused by travel agency liability disputes; 7. others.

2. If the travel agency handles insurance for you free of charge (that is, when selling, it promises to report to the group a few months ago, you can send insurance, etc. ), then buy it.

If you haven't bought insurance for yourself, travel abroad, buy an insurance as soon as possible, or listen to the advice of the travel agency. But you have to understand that the insurance bought by the travel agency is short-term accident insurance, that is, from the beginning of departure to the end of returning to the destination, I suggest you handle a long-term accident insurance for yourself (pay three or four hundred a year).