What's the difference between travel liability insurance and travel accident insurance?

Under normal circumstances, if we choose to travel with a group, the travel society will buy travel accident insurance for us. But many people don't know the difference between travel accident insurance and travel liability insurance, so they suffer from it. Therefore, this article will introduce the difference between travel liability insurance and travel accident insurance, hoping to help you. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Difference between Travel Liability Insurance and Travel Accident Insurance

1. Travel liability insurance is the behavior that the travel agency pays the insurance premium to the insurance company according to the insurance contract, and the payer of the insurance premium is the travel agency. The insurance premium of travel accident insurance is paid directly by tourists to insurance companies or collected by travel agencies on behalf of insurance companies, that is to say, the premium payer of insurance other than travel is tourists; Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

2. The person responsible for the insurance accident of travel liability insurance is determined, that is, the person responsible for this accident is the travel agency, that is, the travel agency has caused personal and property damage to tourists in its business activities, and the person responsible for the damage is the travel agency, and the damage compensation is borne by the travel agency. The person responsible for travel accident insurance is uncertain. The person responsible for a tourism accident can refer to the objective situation that the tourism parties cannot foresee and avoid. The person responsible for a tourist accident may be a travel agency, a tourist or a third person.

3. Travel liability insurance. If the insured is in danger, the insurer for insurance compensation is the insured insurance company.