Which insurance company is better for overseas travel insurance? I plan to go abroad recently. I don't know what insurance to buy.

It is suggested that safe global overseas travel insurance should have sufficient protection and better emergency rescue service. Medical security and emergency rescue services for overseas travel are very important, after all, it is related to life.

Its insurance liability includes the following contents:

1, accidental death, disability or burn protection

If the insured dies or is disabled due to an accidental injury accident, the insurance company shall compensate the accidental death insurance or pay the accidental disability insurance according to the Table of Disability Degree and Payment Proportion or the Table of Payment Proportion for Burns and Scales.

2. Accident medical insurance

The insured shall pay the medical insurance premium to the insured within 180 days after the accident (deductible 100 yuan, which is within the insured amount).

3, domestic or overseas emergency rescue guarantee

If the insured needs emergency rescue services due to accidents or other insurance accidents during his travel in or outside China, the insurance company will bear the corresponding rescue expenses within the scope of the contract through the designated rescue agency.

4. Flight delay guarantee

If the insured's scheduled flight is delayed for more than 4 hours due to bad weather, natural disasters, mechanical failure, strikes, hijacking or sabotage, other air transport, temporary protests by shipping workers, terrorist acts, air traffic control or airline overbooking, the insurance company will compensate according to the insured amount.

5. Other safety responsibilities

Other safety responsibilities shall be subject to the specific insurance contract.

Extended data:

Matters needing attention in online insurance of overseas travel insurance:

1, pay attention to the insurance limit and amount. Due to the different characteristics of various insurance products, the restrictions on policyholders are also different. Pay attention to choosing insurance that meets the screening conditions before buying.

Everyone listed the specific coverage and standards of insurance products. Consumers need to read the relevant contents carefully to ensure that they have a clear understanding of the insurance terms before placing an order for insurance, so as to obtain more comprehensive protection.

2. Fill in the insurance information accurately. In order to ensure the validity of the policy, the insured will be required to fill in the insurance information correctly, especially when buying insurance for others, it is necessary to check whether the name, ID number, telephone number, email address and other information are filled in correctly to ensure the accuracy of the policy information.

3. Pay the payment in time after filling out the insurance policy. Generally speaking, the insurance policy will be considered valid only if the payment is successful. So be sure to pay the fee in time, and don't delay the effective date of the policy and bring inconvenience to yourself.

4. Check the electronic policy and remember the policy number. After the payment is successful, the website will send the policy information to your mailbox. Please check it in time. If you have any questions, please contact the website customer service staff immediately. The policy number is a valid proof of your insurance, so you should take good care of it.

Baidu Encyclopedia-Ping 'an Travel Insurance

Baidu encyclopedia-overseas travel insurance