What are the application conditions for Bank of Communications White Kirin Card?

White unicorn card can enjoy VIP channel service, airport VIP room service, travel accident insurance, flight delay insurance, worry-free card use and many other rights at the business outlets of National Bank of Communications. So what are the conditions for applying for a white unicorn card?

1. The applicant should be over 18 years old and have full capacity for civil conduct;

2. Personal credit is good and there is no bad credit record (overdue or repeated inquiry in a short period of time);

3. Have a record of paying social security and provident fund for more than 2 years;

4. Housing loans or car loans that have been loaned in the name of individuals for more than half a year, it is best to borrow from Bank of Communications;

5. The total loan amount in the name of an individual shall not exceed 500,000 yuan (if the card is used for more than one year and exceeds 50,000 yuan, the application can be submitted at the counter);

Although one of the above five application conditions meets the requirements of a white card, you can apply for the latter two as long as one of them is met.