Do I need to buy insurance separately for group tours?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Traveling with a group is a good choice for citizens who are not familiar with the route or want to save trouble, but there will inevitably be hidden dangers during the journey. So, do you need to buy insurance separately when traveling with a group? It is very necessary to travel with a group and buy insurance by yourself.

You need to buy your own insurance when traveling with a group.

For tourists who take part in tour groups, many travel agencies have unified insurance. When signing a contract with a travel agency, tourists should pay attention to what insurance the travel agency has insured. Travel agency liability insurance is a kind of insurance that covers the legal responsibility that travel agencies should bear for accidents caused by negligence and negligence in the process of organizing tourism activities. The insured of this insurance is a travel agency. After insurance, in the event of a liability accident, the insurance company will compensate the injured passengers.

However, this insurance can only solve the loss caused by the fault of the travel agency. If it is not the loss caused by the fault of the travel agency, it still needs personal accident insurance to bear it. If the travel agency has uniformly insured personal accident insurance for tourists, it is necessary to pay attention to the specific amount of insurance.

There are many personal accident insurance products on the market at present. When you apply for insurance, you must see clearly the insurance liability of each insurance. Because some products only protect accidental death, and some also include accidental disability and accidental medical treatment. An insurance expert from Bao Hui. It is suggested that friends who are going to travel should buy products including accidental disability and accidental medical treatment, so as to get greater protection. It is essential to apply for group travel insurance. Group travel insurance, generally choose online insurance. There are many package travel insurance products on the Internet. You can choose a package travel insurance product that suits you according to your needs.