Traditional Culture Encyclopedia - Travel guide - What does travel accident insurance cover?

What does travel accident insurance cover?

Anyone who knows about accident insurance should know that there are three kinds of accident insurance that are most common in the market at present, namely comprehensive accident insurance, traffic accident insurance and travel accident insurance. The coverage of these three types of accident insurance is different, so what are the aspects of travel accident insurance?

What are the aspects of travel accident insurance?

Compared with other types of accident insurance, travel accident insurance covers a wider range. Travel accident insurance not only provides protection for personal safety, but also guarantees property safety. Travel accident insurance covers four parts, namely, personal accident protection, medical expenses protection, personal financial protection and personal legal liability protection. Subdivided into various protection items, in addition to medical expenses, personal accidents and accidents in double indemnity, it also includes emergency medical transportation, repatriation expenses, personal luggage, luggage delay, personal money, documents, travel delay, personal responsibility and so on.

The above is an introduction to the contents of travel accident insurance. It should be noted that the personal legal liability in travel accident insurance is mainly to protect the insured from being investigated and claimed for personal injury or property loss caused by negligence, which is more similar to the third party liability insurance in auto insurance.