How should banks help and support the development of tourism?

Adhere to the principle of differentiated treatment, support and control, and strengthen and improve the management and service of tourism credit. According to the risks and operating conditions of tourism projects, we should innovate and develop credit products and models that meet the characteristics of tourism, reasonably determine the loan interest rate, term and repayment method, and ensure that qualified tourism enterprises can obtain convenient and fast credit services.

All banking financial institutions should increase credit support for small and micro tourism enterprises and rural tourism. Strengthen the construction of financial infrastructure in tourist attractions and improve the convenience of tourism and financial services in tourist attractions. Loans for golf courses, large theme parks, sightseeing agriculture in urban water sources and other tourism projects that are explicitly prohibited or restricted by the state should be strictly prohibited or restricted. Real estate development that may be carried out in disguise in the name of tourism projects should be strictly examined.

It is necessary to strengthen product innovation and system innovation and broaden diversified financing channels for tourism enterprises; Further improve the payment and settlement services of tourism industry and support the development of tourism consumer credit; Improve tourism foreign exchange management and services, and support tourism enterprises to "go global".