Is it a scam to help me get a black account loan in the WeChat group?

This is a scam. The so-called black-door loans are generally not available in banks. At present, there are many small loan companies in the society, and private lending is not strict with credit reporting requirements. The intermediary handling the Black Gate loan took advantage of this loophole, using your personal information as the basis for packaging, and then submitting it to this small loan company with no strict credit reporting requirements or no credit reporting requirements. If approved, they will withdraw at least half of the loan amount in return. The probability is very small. After all, for black households, credit reporting is a serious injury, and now few credit companies directly approve funds without looking at credit reporting. Even if an intermediary company helps you borrow money, you still need the lender to pay it back, otherwise the loan company will go to your hometown to investigate and prosecute. Generally speaking, the intermediary will borrow money from several folk credit companies. If you don't repay the loan, several credit companies will jointly sue you, and you may go to jail for fraud. So please think twice.